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Throughout the health reform debate, the President has been clear that we should build on the insurance system we have, keeping the parts that work and gradually fixing the parts that don’t.
The Affordable Care Act is designed to let Americans keep their health insurance if they like it while adding important consumer benefits to give businesses, families and individuals higher quality care at lower prices and more control over their own care.
Later today, Labor Secretary Hilda Solis and I will announce the latest step we’re taking to implement the Affordable Care Act with the announcement of a new regulation that is a key part of this approach.
The new regulation will expand new consumer protections to all Americans with health insurance, moving us toward the competitive, patient-centered market of the future. This rule reflects the President’s policy that Americans should be able to keep their health plan and doctor if they want.
Here’s how the new rule will work:
The bottom line is that under the Affordable Care Act, if you like your doctor and plan, you can keep them. But if you aren’t satisfied with your insurance options today, the Affordable Care Act provides for better, more affordable health care choices through new consumer protections. And beginning in 2014, it creates health insurance exchanges that will offer individuals and small businesses better, more affordable choices.
For more information about this rule, read the fact sheet and the Q&A.
To learn more about the Affordable Care Act, visit www.healthreform.gov.
Kathleen Sebelius is Secretary of Health and Human Services