Art turned 65 this year. For most of his life, he worked as a copywriter at an advertising firm in Elkhart, IN. But when recession hit, he lost his job. So for the last 6 years, he's been working without health insurance as a freelance writer and substitute teacher. In that time, he developed cataracts in his eye that were so inhibiting that his doctor said he could not drive at night. Contact lenses and glasses didn't help, but he couldn't afford the $12,000 surgery and medical care needed to get rid of them for good.
But thanks to the Affordable Care Act, he signed up for insurance on New Year's Eve in 2013 and was able to afford the surgery in both his eyes.
Read more stories about Americans whose lives are being made better by health reform.