In March of 2013, Don and his family were dealt a devastating blow. His son Daniel, a hardworking 35-year-old, was diagnosed with brain cancer and had to have a tumor removed. Thankfully, he was covered by employer-sponsored health so his insurance covered most of the costs for his hospitalization, the surgery, radiation therapy, chemotherapy, and diagnostic MRI imaging. His medical care costs far exceeded $200,000, so Don and his family were grateful for the coverage.
But this May, Daniel lost his job -- the consequences of the cancer and operation make employment impossible for him. Don's family would have been forced to continue a very expensive coverage option available to unemployed workers for a limited time had it not been for the Affordable Care Act.
The Affordable Care Act prohibits insurance companies from discriminating against people with pre-existing conditions and provides affordable and quality coverage on the Health Insurance Marketplaces. And thanks to the ACA, Don was able to help his son sign up for a subsidized plan on the Marketplace that will pay 94% of his medical expenses, for a monthly premium of $45.