Q: Will I have to pay higher co-pays and deductibles?

You will have access to new insurance choices in the same insurance marketplace where all members of Congress will buy their insurance. Either way, there will be new protections from insurance company abuses, and tax credits will make coverage more affordable.

Q: Will I have to pay higher co-pays and deductibles?

A: Highly unlikely.  

• Health insurance reform will limit what you have to pay out of pocket, a protection that does not exist today.  And for the first time, no one will be required to pay more than a set percentage of their income on health care coverage. 
• And, if you like the coverage you have today, you can keep it.