Q: Can I still see specialists?

You will have access to new insurance choices in the same insurance marketplace where all members of Congress will buy their insurance. Either way, there will be new protections from insurance company abuses, and tax credits will make coverage more affordable.

A: Yes.

With health insurance reform, you will have more secure and comprehensive coverage. All plans in the exchange will be required to provide a package of essential benefits ---a guarantee that is not available today--- and the package will include preventive services at no cost. Consumers shopping in the exchange will choose from options that provide different levels of cost-sharing so that they can pick a plan that best meets their needs and financial circumstances.