Q: Am I going to be forced into a government plan?

You will have access to new insurance choices in the same insurance marketplace where all members of Congress will buy their insurance, receive tax credits to help you afford coverage if needed, and get protections from insurance company abuses like denying you coverage based on pre-existing conditions.

A: No.

You will be able to shop among private insurance plans that will be sold in the insurance exchange---a marketplace where you can choose what is right for you and where members of Congress will also buy their insurance. Today many markets are dominated by one or two insurance companies. That will change, and you will have many more affordable choices than you have today.