Champions of Change Blog

Serious Illness Taught Me the Value of Insurance

Cecelia Smaha is being honored as an Affordable Care Act Champion of Change.

I don’t remember driving home from work with the Georgia Department of Labor on November 19, 1999. I had flu-like symptoms and felt awful that day. My housemate was so alarmed when I arrived home that she tried to get me to call an ambulance. I refused because my insurance would not pay for the ambulance if the hospital didn’t admit me. I didn’t think I was that sick, and I couldn’t afford to pay the ambulance fee.

Blessed by God to have such a caring housemate, I made it through the weekend. But on Monday, I ended up in the hospital in a coma and was placed in the acute intensive care unit. Three weeks later, I awoke from the coma to learn that I’d had a severe E. coli bacterial infection and was lucky to be alive.

I was in the hospital for seven weeks, but I also had a long period of recuperation to follow that hospital stay. I never gave any thought to the cost of my hospital stay until I got the bill from the hospital. I couldn’t fathom paying almost a quarter of a million dollars! And that bill didn’t even include any of the doctors’ bills nor the aftercare with home nurses. I didn’t have that kind of money. The only thing I owned was my car.

I was advised not to pay anything until I checked with my insurance company. As it turned out, my insurance paid for everything. Because of residual effects from this illness, I still have medical complications, but my insurance continues to pay. This was a lesson of a lifetime: Everyone needs insurance.

On December 12, 2001, I was privileged to become an associate of the Institute of the Sisters of Mercy of the Americas South Central Community. In this role, I help provide services to people who are less fortunate, including the economically poor and the less well-educated. When the Affordable Care Act passed, I was jubilant. I saw this as an opportunity to put Mercy into action. I jumped at the chance to help spread information about the ACA through Get Covered America in Georgia.

I gave my time and energy to helping get the word out at churches, on the streets, and by working 10 hours each week for more than two and a half months at our local Kmart. Through a mutual agreement with Kmart and Get Covered America, I was privileged to do an event at our local Kmart, where I set up a table and greeted customers, explaining the Affordable Care Act to local shoppers. Through these opportunities, I helped make contact with over 2,000 Georgians.

I look forward to working with Get Covered America again this year. I am also spreading the word about my state’s refusal to expand Medicare, and I’m working to ensure its expansion—because nobody should be left without health insurance.

Cecelia Smaha is an associate of the Institute of the Sisters of Mercy of the Americas South Central Community.

Miami Dade College Leads with Initiative to Reach Students and Engage Community

Joe Pena is being honored as an Affordable Care Act Champion of Change.

Miami Dade College (MDC) is the higher education institution with the largest campus-based enrollment in the United States, serving more than 165,000 students. Under the leadership of its president, Dr. Eduardo J. Padron, the institution has been elevated to national prominence for its innovation, programs of excellence, and service to the community.

President Padron designated me to coordinate a college-wide initiative to educate students, faculty, and the local community about their options under the Affordable Care Act. I was incredibly motivated to work on this project. Early on, we formed a partnership with Get Covered America, which sparked local community organizations and volunteers to assist with our efforts. We organized a series of successful educational outreach events, including workshops on multiple campuses. These events provided key information and enrollment assistance to all with an interest in signing up for health insurance.

The informational workshops were held on Saturdays and weeknights in the computer courtyards of four of our campuses stretching across all of Miami-Dade County. Holding these workshops in our computer courtyards allowed the trained assisters to educate the participants, explain the enrollment process, and answer questions directly.

Although I spearheaded this initiative, it came together as a result of the contributions of many in our institution.  For Miami Dade College, this was an “all hands on deck” project focused on our students and local community. From our College and campus leadership to our administrators to our computer technicians and support staff, we were all motivated to pitch in, educating and assisting others about their health care options. The College District Office of Communications played a key role in announcing our outreach activities, generating media attention, and encouraging all to visit the HealthCare.gov website.

In the next enrollment period, we plan to once again partner with Get Covered America and the other community organizations to run educational workshops and to engage our communications network. In addition, we are organizing “office hours” on our campuses, allowing students and community members to set up individual enrollment assistance appointments with the trained assisters from the community organizations.

This MDC initiative is credited with having made a significant impact, improving the access to health care for thousands of residents in Miami-Dade County and throughout South Florida. I am proud to have been a part of this effort and to have been designated a “Champion for Change”.

Joe Pena is the Director of Federal Relations for Miami Dade College.