The White House

Office of the Press Secretary

Presidential Proclamation -- National Forest Products Week, 2014

NATIONAL FOREST PRODUCTS WEEK, 2014

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BY THE PRESIDENT OF THE UNITED STATES OF AMERICA

A PROCLAMATION

Our Nation's forests are an essential element of our urban spaces and rural landscape. Covering more than 750 million acres across America, they create opportunities for recreation and habitats for wildlife, and their products play an integral role in our Nation's economy and our daily lives. Paper and wood products allow us to communicate, teach, and learn. They provide us shelter and energy, and they package and deliver our food, medicine, and manufactured goods. And whether it is a paper containing the Gettysburg Address or a child's crayon masterpiece, these products capture life's memorable moments across generations. During National Forest Products Week, we celebrate the many uses of our natural bounty, and we renew our commitment to protect our forests and ensure these resources endure.

Forest products are recyclable and renewable, and in a changing climate, responsible management of our Nation's forests is even more important. Our forests purify the air we breathe and provide clean water to our communities. By absorbing and storing carbon dioxide, forests and forest products help reduce the greenhouse gases in our atmosphere, removing roughly 16 percent of our carbon emissions. In the face of increased threats to our forests -- including diseases and insect infestations that spread more quickly, droughts that last longer, and wildfires that burn more frequently and more intensely -- we are taking action to preserve these vital pieces of our environment and economy. As part of my Administration's Climate Action Plan, we are increasing the resilience of our country's forests and preserving their key role in mitigating climate change.

My Administration is committed to safeguarding these green spaces across our country for the use and enjoyment of our children and grandchildren. Through our America's Great Outdoors Initiative, we are empowering communities to do their part to protect their forested land, from urban parks to working forests. When cities and towns have the support they need to conserve their own resources, neighborhoods thrive and local economies grow.

For centuries, our forests have shaped the character of our Nation and contributed to its expansion, and we have an obligation to ensure the next generation has access to the same drivers of progress. This week, we resolve to do our part to protect our forests and secure a cleaner, healthier future for posterity.To recognize the importance of products from our forests, the Congress, by Public Law 86-753 (36 U.S.C. 123), as amended, has designated the week beginning on the third Sunday in October of each year as "National Forest Products Week" and has authorized and requested the President to issue a proclamation in observance of this week.

NOW, THEREFORE, I, BARACK OBAMA, President of the United States of America, do hereby proclaim October 19 through October 25, 2014, as National Forest Products Week. I call on the people of the United States to join me in recognizing the dedicated individuals who are responsible for the stewardship of our forests and for the preservation, management, and use of these precious natural resources for the benefit of the American people.

IN WITNESS WHEREOF, I have hereunto set my hand this seventeenth day of October, in the year of our Lord two thousand fourteen, and of the Independence of the United States of America the two hundred and thirty-ninth.

BARACK OBAMA

The White House

Office of the Press Secretary

Presidential Proclamation -- National Character Counts Week, 2014

NATIONAL CHARACTER COUNTS WEEK, 2014

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BY THE PRESIDENT OF THE UNITED STATES OF AMERICA

A PROCLAMATION

For generations, our Nation's beliefs in mutual respect, shared responsibility, and equality for all have strengthened our bond as a people and guided our path -- uniting us in times of crisis and inspiring us in moments of triumph. During National Character Counts Week, we reaffirm the principles that built America and dedicate ourselves to passing on our highest ideals to our children.

We see the true character of our country in the examples set by the work and lives of our people. We see it in the educators, mentors, and parents who teach our kids not only to understand math and history, but also to know and show compassion and respect. We see it in first responders who put themselves in harm's way to protect strangers, and in our men and women in uniform who selflessly serve the land we love and defend the values we cherish. And we see it in small acts of kindness that define who we are as Americans and help us recognize our common humanity.

When we give our daughters and sons a foundation of integrity, hard work, and responsibility, and when we empower them with the courage to choose these values in the face of cynicism, we prepare them for a lifetime of engaged citizenship and create stronger communities across America. This week, and all year long, let us all do our part to ensure the fundamental tenets that have shaped our Union from its founding continue to sustain us and draw out the best in each of us.

NOW, THEREFORE, I, BARACK OBAMA, President of the United States of America, by virtue of the authority vested in me by the Constitution and the laws of the United States, do hereby proclaim October 19 through October 25, 2014, as National Character Counts Week. I call upon public officials, educators, parents, students, and all Americans to observe this week with appropriate ceremonies, activities, and programs.

IN WITNESS WHEREOF, I have hereunto set my hand this seventeenth day of October, in the year of our Lord two thousand fourteen, and of the Independence of the United States of America the two hundred and thirty-ninth.

BARACK OBAMA

 

The President Meets on the U.S. Response to Ebola

October 17, 2014 | 10:54 | Public Domain

On October 16, 2014, President Obama meet with members of his team coordinating the government's response to the Ebola outbreak.

Download mp4 (400MB) | mp3 (11MB)

The White House

Office of the Press Secretary

Memorandum Release -- Providing an Order of Succession Within the Social Security Administration

October 17, 2014

MEMORANDUM FOR THE COMMISSIONER OF THE SOCIAL SECURITY ADMINISTRATION

SUBJECT: Providing an Order of Succession Within the Social Security Administration

By the authority vested in me as President by the Constitution and the laws of the United States of America, including the Federal Vacancies Reform Act of 1998, 5 U.S.C. 3345 et seq. (the "Act"), it is hereby ordered that:

Section 1. Order of Succession. Subject to the provisions of section 2 of this memorandum, and to the limitations set forth in the Act, the following officials of the Social Security Administration, in the order listed, shall act as and perform the functions and duties of the office of the Commissioner of Social Security (Commissioner), during any period in which both the Commissioner and Deputy Commissioner of Social Security have died, resigned, or become otherwise unable to perform the functions and duties of the office of Commissioner:

(a) Deputy Commissioner for Operations;

(b) Deputy Commissioner for Budget, Finance, Quality, and Management;

(c) Deputy Commissioner for Systems;

(d) Regional Commissioner, Atlanta; and

(e) Regional Commissioner, Dallas.

Sec. 2. Exceptions. (a) No individual who is serving in an office listed in section 1 of this memorandum in an acting capacity, by virtue of so serving, shall act as Commissioner pursuant to this memorandum.

(b) No individual listed in section 1 of this memorandum shall act as Commissioner unless that individual is otherwise eligible to so serve under the Act.

(c) Notwithstanding the provisions of this memorandum, the President retains discretion, to the extent permitted by law, to depart from this memorandum in designating an acting Commissioner.

Sec. 3. Revocation. The Presidential Memorandum of October 17, 2008 (Designation of Officers of the Social Security Administration to Act as the Commissioner of Social Security), is hereby revoked.

Sec. 4. General Provisions. (a) This memorandum is not intended to, and does not, create any right or benefit, substantive or procedural, enforceable at law or in equity by any party against the United States, its departments, agencies, or entities, its officers, employees, or agents, or any other person.

(b) You are authorized and directed to publish this memorandum in the Federal Register.

BARACK OBAMA

The White House

Office of the Press Secretary

Readout of the President’s Call with President Hadi of Yemen

President Obama called President Abdo Rabu Mansour Hadi of Yemen today to reaffirm the United States’ strong support for his government and for the people of Yemen as they work to achieve meaningful change through the country’s political transition and economic reform process.  They discussed the efforts of the Yemeni Government and people to move forward from the recent violence across Yemen that is jeopardizing a peaceful transition.  President Obama recognized the importance of President Hadi continuing his leadership in pursuit of Yemen’s political and economic reform process, including drafting a new constitution, launching the voter registration effort, and holding elections.  The President congratulated President Hadi on the nomination of a new Prime Minister, in line with the September 21 Peace and National Partnership Agreement, and expressed support for President Hadi’s efforts to lead implementation of the agreement, the recommendations of the National Dialogue, and the Gulf Cooperation Council (GCC) Initiative.  The Presidents agreed all parties should come together to deescalate the conflict, form a government that represents Yemen’s diverse communities, and implement the transition.  The Presidents also reiterated their commitment to the bilateral partnership to counter the shared threat posed by al-Qa’ida in the Arabian Peninsula (AQAP).

The White House

Office of the Press Secretary

Presidential Memorandum -- Providing an Order of Succession Within the Federal Mediation and Conciliation Service

October 17, 2014

MEMORANDUM FOR THE DIRECTOR OF THE FEDERAL MEDIATION AND CONCILIATION SERVICE

SUBJECT: Providing an Order of Succession Within the Federal Mediation and Conciliation Service

By the authority vested in me as President by the Constitution and the laws of the United States of America, including the Federal Vacancies Reform Act of 1998, 5 U.S.C. 3345 et seq. (the "Act"), it is hereby ordered that:

Section 1. Order of Succession. Subject to the provisions of section 2 of this memorandum, and to the limitations set forth in the Act, the following officials of the Federal Mediation and Conciliation Service, in the order listed, shall act as and perform the functions and duties of the office of the Director of the Federal Mediation and Conciliation Service (Director), during any period in which the Director has died, resigned, or otherwise become unable to perform the functions and duties of the office of Director:

(a) Deputy Director, Mediation Services and Field Programs;

(b) Deputy Director, National and International Programs;

(c) Director of Field Operations; and

(d) Most senior Director of Mediation Services (seniority being defined as the individual with the longest tenure in the position of Director of Mediation Services).

Sec. 2. Exceptions. (a) No individual who is serving in an office listed in section 1 of this memorandum in an acting capacity, by virtue of so serving, shall act as Director pursuant to this memorandum.

(b) No individual listed in section 1 of this memorandum shall act as Director unless that individual is otherwise eligible to so serve under the Act.

(c) Notwithstanding the provisions of this memorandum, the President retains discretion, to the extent permitted by law, to depart from this memorandum in designating an acting Director.

Sec. 3. General Provisions. (a) This memorandum is not intended to, and does not, create any right or benefit, substantive or procedural, enforceable at law or in equity by any party against the United States, its departments, agencies, or entities, its officers, employees, or agents, or any other person.

(b) You are authorized and directed to publish this memorandum in the Federal Register.

BARACK OBAMA

West Wing Week 10/17/14 or, "The Geography of Hope"

This week, the President continued to lead the federal Ebola response, met with members of the international coalition to degrade and destroy ISIL, and designated the San Gabriel Mountains as a national monument.

West Wing Week 10/17/14 or, "The Geography of Hope"

October 17, 2014 | 2:30 | Public Domain

This week, the President continued to lead the federal Ebola response, met with members of the international coalition to degrade and destroy ISIL, and designated the San Gabriel Mountains as a national monument.

Download mp4 (81.5MB)

The White House

Office of the Press Secretary

Remarks by the President on Protecting American Consumers

Consumer Financial Protection Bureau
Washington, D.C.

12:00 P.M. EDT

THE PRESIDENT:  Hello, everybody!  (Applause.)  Hello.  Good job, everybody.  Everybody, please have a seat.  Well, it is good to be back at CFPB.

AUDIENCE MEMBER:  Woo!

THE PRESIDENT:  Yes, this is an enthusiastic and rowdy crowd, this group.  (Laughter.)  That’s what happens when you do good things -- you feel good.  And this group is doing great work.

I want to thank your director, Rich Cordray, for hosting me here today, and I want to thank all of you for doing a great job in looking out for the financial security of all Americans. 

Now, obviously, right now the news is dominated by Ebola, and we’ve got an all-hands-on-deck approach across government to make sure that we are keeping the American people safe.  But even as we meet that particular challenge, it’s also important that we don’t lose sight of the other challenges that we face as a nation, especially the challenge of making sure that our economy works for every single American.  And that includes the challenge that brings me here today:  protecting Americans from financial fraud and identity theft.

As President, I believe that America is stronger when our middle class can count on things like affordable health insurance, and Medicare and Social Security, where there are rules to protect our kids from dirty air or dirty water; rules to protect consumers from being taken advantage of.  And I know you agree, those of you at CFPB, because that’s your mission.   

And that’s why part of the financial reform that we passed in the wake of the worse financial crisis since the Great Depression was the creation of this agency, to make sure that we are looking at every aspect of the financial system and ensuring that the American people have the basic protections that they should be able to count on.  You have one mission:  You’re a watchdog for consumers to make sure that the American people have somebody who’s got their backs. 

And because of the good work of many of the people who are here today, Americans have saved millions because they’ve been protected from predatory mortgage practices.  You’ve protected folks from deceptive credit card practices.  You’ve set up “Know Before You Owe” to help college be a little more affordable for young people and to make sure that they know the kind of debt that they’re accruing.  You’ve simplified mortgage forms so homeowners don’t get tricked in the final print.  But all this work, taken together, the reason it’s important is because it’s not an abstraction; it saves people money and time and heartache. 

And before you, Americans who had gotten taken advantage of often had no way of achieving some sort of compensation.  Today, you’ve actually secured billions of dollars in relief for victims.  You’ve helped to make people a little more whole after somebody engaged in fraudulent behavior. 

Some folks in Congress fought tooth and nail to keep this agency from getting off the ground.  There are some, frankly, who are still fighting to undo the rules we put in place to protect consumers.  But I refuse to back down and go back to the days when mortgage lenders or financial firms could take advantage of consumers, and consumers had no recourse.  We’re moving forward.  America is better because of this agency and because of the rules that we’ve put in place. 

And the good news is, is that we’ve got more work to do.  And today, we’re building on the progress that’s already been made by announcing new measures to protect America from identity theft and fraud.

Now, we’ve all experienced the benefits of new technologies that let us buy and sell things faster and more efficiently than ever before.  But there are risks that come with these technologies as well.  Last year, millions of Americans became victims of identity theft.  Millions were victims of this kind of fraud.  More than 100 million Americans had information that was compromised in data breaches in some of our largest companies.  And identity theft is now America’s fastest-growing crime.

These crimes don’t just cost companies and consumers billions of dollars every year, they also threaten the economic security of middle-class Americans who have worked really hard for a lifetime to build some sort of security.  The idea that somebody halfway around the world could run up thousands of dollars in charges in your name just because they stole your number, or because you swiped your card at the wrong place in the wrong time, that’s infuriating.  For victims, it’s heartbreaking.  And as a country, we’ve got to do more to stop it.

And that’s why today we are launching an initiative called “Buy Secure” -- because you should be able to buy the things that you need without risking your identity, your credit score, or your savings.

First, starting next year, we’re going to begin making sure that credit cards and credit-card readers issued by the United States government come equipped with two new layers of protection:  a microchip in the card that’s harder for thieves to clone than a magnetic strip, and a pin number you enter into the reader just as you do with an ATM.  We know this technology works.  When Britain switched to a chip-and-pin system, they cut fraud in stores by 70 percent.  Seventy percent.

Of course, no one security measure, no matter how powerful, can stop fraud on its own.  So today, I’m also directing federal law enforcement to share more information with the private sector when they discover identity theft rings.

Folks here at the CFPB are working with banks to help make it easier for consumers to discover if fraudulent charges have been made to their account.  The Federal Trade Commission will add new features to IdentityTheft.gov, and they’re going to work with credit bureaus to dramatically cut down on the time it takes for victims to recover their stolen identities.  And in the coming months I’ll be bringing together industry leaders and consumer advocates for a cybersecurity summit focused on protecting consumers using the next generation of mobile payment systems and devices.

And I’m happy to say that the private sector is already deeply engaged in this effort.  Today, a group of retailers that include some of our largest -- Home Depot, Target, Walgreens, Walmart -- and representing more than 15,000 stores across the country, all of them are pledging to adopt chip-and-pin technology by the beginning of next year.  American Express is pledging $10 million to replace outdated card readers at small businesses.  MasterCard is pledging to provide its customers with free identity-theft monitoring and resolution support.  And Citi is joining other financial institutions in making free FICO scores available to customers, because a sudden drop in your credit rating is one of the clearest signs that you’ve been hit by fraud.

So I want to thank all the business leaders who are choosing to protect their companies and their customers from the kind of hacking that we saw too many times this past year.  I want to encourage every retailer, every bank, and every credit card company to join them in this effort.

And even though I’m taking action today without Congress, Congress needs to do its part, as well.  Today, data breaches are handled by dozens of separate state laws, and it’s time to have one clear national standard that brings certainty to businesses and keeps consumers safe. 

Let me just close by saying this.  Last week, I saw a survey that asked folks from all over the world what they thought of the idea that “success in life is pretty much determined by forces outside of our control.”  Of all the advanced economies on Earth, Americans, as you might expect, were the least likely to agree with that.  We think our fate is in our own hands.  We think that if we work hard, that we can get ahead.  For all the challenges of the 21st century, for all the tough, grueling work that's been required to rebuild this economy and people rebuilding their individual lives after a terrible recession, we still believe that our destiny is written by us -- not for us.  We believe that this is a country where hard work should pay off and responsibility should be rewarded.

That’s the principle all of you here at the Consumer Financial Protection Bureau deeply believe in.  That's what you're fighting for every single day.  That's what I’m going to keep fighting for as long as I have the opportunity to be President.  And the executive order I’m signing and the great work that the companies are doing who are participating here today is going to just be one more brick in that bridge that we provide to hopefully all Americans so that they can translate their dreams into reality.

So good job, everybody.  Let me sign this.  (Applause.)

(The executive order is signed.)

     THE PRESIDENT:  Rich, I should mention, by the way, that I went to a restaurant up in New York when I was there during the General Assembly, and my credit card was rejected.  (Laughter.)  It turned out I guess I don't use it enough.  So they thought there was some fraud going on.  (Laughter.)  Fortunately, Michelle had hers.  And I was trying to explain to the waitress, no, I really think that I’ve been paying my bills.  (Laughter.)  Even I’m affected by this. 

Thank you very much, everybody.  (Applause.)

END
12:10 P.M. EDT

The White House

Office of the Press Secretary

Executive Order --Improving the Security of Consumer Financial Transactions

EXECUTIVE ORDER

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IMPROVING THE SECURITY OF CONSUMER FINANCIAL TRANSACTIONS

Given that identity crimes, including credit, debit, and other payment card fraud, continue to be a risk to U.S. economic activity, and given the economic consequences of data breaches, the United States must take further action to enhance the security of data in the financial marketplace. While the U.S. Government's credit, debit, and other payment card programs already include protections against fraud, the Government must further strengthen the security of consumer data and encourage the adoption of enhanced safeguards nationwide in a manner that protects privacy and confidentiality while maintaining an efficient and innovative financial system.

By the authority vested in me as President by the Constitution and the laws of the United States of America, and in order to improve the security of consumer financial transactions in both the private and public sectors, it is hereby ordered as follows:

Section 1. Secure Government Payments. In order to strengthen data security and thereby better protect citizens doing business with the Government, executive departments and agencies (agencies) shall, as soon as possible, transition payment processing terminals and credit, debit, and other payment cards to employ enhanced security features, including chip-and-PIN technology. In determining enhanced security features to employ, agencies shall consider relevant voluntary consensus standards and specifications, as appropriate, consistent with the National Technology Transfer and Advancement Act of 1995 and Office of Management and Budget Circular A-119.

(a) The Secretary of the Treasury shall take necessary steps to ensure that payment processing terminals acquired by agencies through the Department of the Treasury or through alternative means authorized by the Department of the Treasury have enhanced security features. No later than January 1, 2015, all new payment processing terminals acquired in these ways shall include hardware necessary to support such enhanced security features. By January 1, 2015, the Department of the Treasury shall develop a plan for agencies to install enabling software that supports enhanced security features.

(b) The Administrator of General Services shall take necessary steps to ensure that credit, debit, and other payment cards provided through General Services Administration (GSA) contracts have enhanced security features, and shall begin replacing credit, debit, and other payment cards without enhanced security features no later than January 1, 2015.

(c) The Secretary of the Treasury shall take necessary steps to ensure that Direct Express prepaid debit cards for administering Government benefits have enhanced security features, and by January 1, 2015, the Department of the Treasury shall develop a plan for the replacement of Direct Express prepaid debit cards without enhanced security features.

(d) By January 1, 2015, other agencies with credit, debit, and other payment card programs shall provide to the Office of Management and Budget (OMB) plans for ensuring that their credit, debit, and other payment cards have enhanced security features.

(e) Nothing in this order shall be construed to preclude agencies from adopting additional standards or upgrading to more effective technology and standards to improve the security of consumer financial transactions as technologies and threats evolve.

Sec. 2. Improved Identity Theft Remediation. To reduce the burden on consumers who have been victims of identity theft, including by substantially reducing the amount of time necessary for a consumer to remediate typical incidents:

(a) by February 15, 2015, the Attorney General, in coordination with the Secretary of Homeland Security, shall issue guidance to promote regular submissions, as appropriate and permitted by law, by Federal law enforcement agencies of compromised credentials to the National Cyber-Forensics and Training Alliance's Internet Fraud Alert System;

(b) the Department of Justice, the Department of Commerce, and the Social Security Administration shall identify all publicly available agency resources for victims of identity theft, and shall provide to the Federal Trade Commission (FTC) information about such resources no later than March 15, 2015, with updates thereafter as necessary. These agencies shall work in consultation with the FTC to streamline these resources and consolidate them wherever possible at the FTC's public website, IdentityTheft.gov; and

(c) OMB and GSA shall assist the FTC in enhancing the functionality of IdentityTheft.gov, including by coordinating with the credit bureaus to streamline the reporting and remediation process with credit bureaus' systems to the extent feasible, and in making the enhanced site available to the public by May 15, 2015.

Sec. 3. Securing Federal Transactions Online. To help ensure that sensitive data are shared only with the appropriate person or people, within 90 days of the date of this order, the National Security Council staff, the Office of Science and Technology Policy, and OMB shall present to the President a plan, consistent with the guidance set forth in the 2011 National Strategy for Trusted Identities in Cyberspace, to ensure that all agencies making personal data accessible to citizens through digital applications require the use of multiple factors of authentication and an effective identity proofing process, as appropriate. Within 18 months of the date of this order, relevant agencies shall complete any required implementation steps set forth in the plan prepared pursuant to this section.

Sec. 4. General Provisions. (a) This order shall be implemented consistent with applicable law and subject to the availability of appropriations.

(b) Nothing in this order shall be construed to impair or otherwise affect:

(i) the authority granted by law to an executive department, agency, or the head thereof; or

(ii) the functions of the Director of OMB relating to budgetary, administrative, or legislative proposals.

(c) This order is not intended to, and does not, create any right or benefit, substantive or procedural, enforceable at law or in equity by any party against the United States, its departments, agencies, or entities, its officers, employees, or agents, or any other person.

BARACK OBAMA

THE WHITE HOUSE,
October 17, 2014.