The White House

Office of the Press Secretary

Remarks by the President with the NCAA Champion Louisville Cardinals

2:16 P.M. EDT

THE PRESIDENT:  Hello, everybody!  (Applause.)  Please have a seat.  Welcome to the White House.  And let's give it up for Coach Pitino and the National Champion, the Louisville Cardinals. (Applause.)

Now, I have to start by recognizing a proud graduate of the University of Louisville, Senator Mitch McConnell, who is here.  (Applause.)  We've got a number other members of Congress who are here.  We've also got Louisville Mayor Greg Fischer in the house. (Applause.)  We've got Kentucky Attorney General Jack Conway in the house.  (Applause.)  And I gather we have a whole bunch of fans everywhere.  (Laughter and applause.)

Today we're here to celebrate a Louisville team that always played hard, that always worked together, that stayed focused on one singular goal, and that is to bust my bracket.  (Laughter.)  I've been having a tough time lately on my brackets.  (Laughter.) This year I was close -- I had the Cardinals in the title game. But I guess I discounted the motivational power of making your 60-year-old coach promise to get a tattoo if you won.  (Laughter.) 

Now, we're not going to ask Coach to show it here at the White House -- (laughter) -- but I have to hand it to you, Coach, you did not chicken out.  You kept your word.  And in return, you’ve got something that will stay with you forever -- a shirtless picture of you on the Internet.  (Laughter.)  That will never be erased.  (Laughter.)

But even if the rest of us don't have a tattoo on our shoulder to serve as a reminder, I think we all agree this is a team we will not forget.  It had a swarming defense and, as a consequence, the Cardinals were able to capture their school’s third national title, but their first since 1986.  They ran off 16 straight wins to end the season.  They captured the Big East Tournament title.  They sailed through the first four games of the NCAAs. 

In the Final Four, they needed a pair of three pointers from walk-on Tim Henderson to mount a late comeback.  Go ahead and give Tim a big round of applause.  (Applause.)  Mounting a late comeback against Wichita State to make the title game.  And then against Michigan, they treated us to one of the best championship games that any of us have seen in a very, very long time.  Luke Hancock led the way.  (Applause.)  Luke!  At one point scoring 14 points in a row, including four straight 3s, before helping to ice the game with a pair of free throws in the final minutes.  And that made Luke one of the first -- I believe the first player ever to come off the bench and win the Final Four’s Most Outstanding Player.  So it’s a great testament to him.

This win also made Coach Pitino the first coach in history to win a championship at two different schools.  (Applause.)  And we won’t name the other one -- right?  (Laughter.)

Coach Pitino’s second title came in the same week that he not only found out that his son been hired as coach at Minnesota, but he had been named to the Basketball Hall of Fame.  So he had a pretty good year.  And the horse was all right.  (Laughter.)  I think I actually lost some money on that horse, so.  (Laughter.)

But Coach understands he didn’t do any of this alone.  As he said, “Players put coaches in the Hall of Fame.”  And this team had some players.  Gorgui Dieng, who is -- by the way, I went to Senegal, and everybody was very excited about Mr. Dieng.  (Applause.)  Played outstanding.  (Applause.)  Peyton Siva -- both Gorgui and Peyton were taken in last month’s NBA draft.  And so we wish them all the best of luck in their next endeavors.

Luke earned a spot on Team USA in the World University Games, serving as flag bearer in the opening ceremonies.  Russ Smith was a third-team All-American last season.  And even though he couldn’t be here today, we are all excited to see what Russdiculous has in store for his senior year.  (Laughter.)

And then, of course, there’s Kevin Ware.  I told him to say hi to his mom because moms don't like seeing their kids get hurt. And obviously all of us remember the terrible injury that Kevin suffered.  But what we also remember is the love that all of his teammates showed for him, the way that he was on crutches a day later.  A week after that, he was up there cutting the nets in Atlanta.  Today, he’s standing here with his teammates, working out, hoping to be ready for fall practice.

And that’s the kind of resilience and strong spirit that this team has had.  They didn't just show it on the court; they showed it in the classroom and in the community.  As a team, the Cardinals earned just under a 3.3 GPA, which is outstanding.  (Applause.)  Three players organized a beard-shaving event that raised more than $7,500 for the American Cancer Society.  Peyton spent his Christmas morning delivering toys to kids in a children’s hospital.  And just before this event, the team met with some of our nation’s wounded warriors who are here in the audience with us now.  And we could not be more proud of them and more grateful to them.

So I want to thank everybody with the Cardinals organization for their outstanding performances, their leadership, and their contributions not just to Louisville, not just to Kentucky, but to the entire country.

Coach, we want to congratulate you again for your amazing leadership.  You’re a great teacher.  Congratulations again on the National Title.  And from what I’ve seen in the preseason polls, we might see you back here at some point.  (Laughter.)    So, congratulations, Coach Pitino.  (Applause.)

COACH PITINO:  Well, the first gift that we’d like to give our President is -- it’s a Louisville Slugger, which is located in Louisville.  It says, “Nationals Champions,” your name on it. And the reason we picked the bat is some press conferences are difficult, as it is for me.  (Laughter.)  Feel free to use this at any time.

THE PRESIDENT:  There you go.  You hear that, people?  (Laughter and applause.)  He’s talking to you.  I like that.  Absolutely.

COACH PITINO:  And obviously, the standard jersey. 

THE PRESIDENT:  There you go.  Thank you so much.  (Applause.) 

COACH PITINO:  I guess the greatest thing for us -- the first time you were running, I would always try to get my guys to participate in politics and they really had very little interest. They were worried about social activities at school.  And I said, you guys, when you get the right to vote you should vote, even if it's local contests.  They said, well, we don't really know a whole lot about politics.  I said, you need to study it, whether you're a political science major or not.

When you ran, I said to my team, okay, how many guys are going to vote -- trying to get them to -- encourage them again. And every person, including managers and coaches, all gave me the time that they would have to miss practice to vote.  (Applause.)

This team, I think is the perfect example of what a team is all about.  They suffer together.  They cry together.  Everything that you've heard in Jimmy V's speech is represented with this basketball team.  They do their best on the court.  They do their best off the court.  They love each other.

They were so excited to see you today -- so were the coaches.  (Laughter.)  And we just really, really are proud of what Louisville represents.  We're a blue-collar school.  Twenty percent of our students have to have a second job to pay for school.  We have 26 Fulbright scholars, more than MIT and Dartmouth and a lot of elite universities -- not Harvard -- (laughter) -- but most places like that.  So we're real, real proud, because they're overachievers.  They go beyond it and have to work real hard.  It's everything that our President is trying to build with our country. 

So this is a tremendous capping-off of an unbelievable season.  We have Kevin Ware now walking.  He'll soon be running. We have two of our players moving on.  We have great academic prowess in the classroom.  And we got a chance today to cap off a great season with a visit to the White House and meet a President on our team that's very much well loved.  So we're very excited.

One thing is missing for my players.  If Michelle was here, they would be -- (laughter and applause.)

THE PRESIDENT:  Thank you so much.  (Applause.)

                             END                  2:26 P.M. EDT

 

The White House

Office of the First Lady

Remarks by the First Lady to the National Council of La Raza

Earnest M. Morial Convention Center
New Orleans, Louisiana

11:59 A.M. CDT

MRS. OBAMA:  Buenos dias!  Oh, my goodness.  You all rest yourselves.  You've been busy.  I understand you are having a phenomenal conference.  And it is such a pleasure to be here with all of you today for this 2013 Annual Conference.

Of course, I want to start by thanking Janet not just for that very kind introduction, but I want to thank her, as well as Jorge Plasencia, for their leadership, for this outstanding organization.  I also very much want to thank all of you who are part of this great American organization. 

As you know, for more than four decades, NCLR has served as a powerful voice on the most important issues of our time -- from voting rights to health care, from education to immigration.  Because of all of you, your steadfast work, we have seen such great progress for the Latino community and for our country.   

And please know that whether it’s implementing health reform or passing common-sense immigration reform, your President and his administration are going to keep working with you and fighting with you every step of the way.  (Applause.)  Know that. And I know these debates are hard -- particularly on immigration. But do not give up, because I promise you that my husband won’t give up until a good bill gets on his desk.  (Applause.)

That's because in the end, these issues are all about one simple thing:  They’re about achieving the American Dream.  They’re about building a country where no matter who you are, or where you’re from, or what you look like, or who you love, you can build a decent life for yourself and an even better life for your kids. 

But, of course, as you all know, keeping that dream alive isn’t just about changing our laws out in Washington.  It’s also about changing people’s lives on the ground.  It’s about the grassroots, community-based work that so many of you have been doing for so long.  And that's especially true of the issue that I want to discuss with you today -- as Janet mentioned, an issue that affects the lives of children and families across this country -- and that is the epidemic of childhood obesity in America today.  

Now, we often talk about this issue as a policy issue, which it is, since our laws certainly affect our children’s health.  And we often say that it is a public health issue, which is true, since we now spend $190 billion a year treating obesity-related illnesses like diabetes, cancer and heart disease.  But more than anything else, how we raise and nourish our children is very much a family issue.  It’s very much a community issue. 

And see, that’s where it gets complicated, because that's where it gets personal and emotional.  Because the truth is, for so many of us, food is love.  (Laughter.)  I mean, it is no coincidence.  Applause for food is love.  (Applause.)  It is no coincidence that the kitchen is the central gathering place in so many of our homes.  And it’s no surprise that food is at the heart of so many of our family occasions.  Because whether we’re celebrating the good times or comforting each other in the bad times, food is how we knit our families together.  It’s how we pass on our culture and our heritage as meals become family traditions and recipes are passed on from generation to generation.  And by cooking for our loved ones, we show them how much we care about them, even when we can’t say it with words.

And that was certainly true in my family when I was growing up.  My grandfather was an outstanding cook.  His barbecued ribs -- let me tell you, they were legendary.  (Laughter.)  We called my grandfather "Southside."  Why, because he lived on the South Side of Chicago.  (Applause.)  Simple.  We were creative like that.  (Applause.)  Southside’s home was the headquarters for every special occasion.  And my mom being one of seven children, you can imagine there was always some kind of special occasion going on -- birthday, anniversary, some achievement we were celebrating all the time.  So we were over at Southside’s just about every weekend, packed into his little house, eating those ribs for dinner -- talking and laughing, listening to jazz, playing cards late into the night. 

And then, when we could barely keep our eyes open, Southside would jump up and ask, “Anybody want cheeseburgers and milkshakes?”  He didn't want us to leave.  Then we’d have another full meal at 10, 11 o’clock at night.  So for me, many of my best memories from childhood center around food. 

And while we may have grown up in different communities with different cultures and traditions, I know that’s true for so many of you as well.  For me, it was Southside’s ribs.  Maybe for you it was Abuela’s tortillas or Tia’s arroz con pollo.  In my community, it was mac and cheese at church dinner.  For you, it might have been arroz con gandules.  (Applause.)  For us, Christmas meant a honey-baked ham.  For you, maybe it was tamales.  (Applause.)

And I’m guessing that like me, some of you grew up in families that didn’t have a whole lot of money.  So you understand, like I do, that when you’re just getting by, sometimes food is all you’ve got.  So maybe you can’t afford that nice pair of sneakers or those music lessons that your kids are begging for, but maybe you can spring for a cheeseburger from the drive-thru or bake that favorite dessert.  In other words, when you always have to say no to your kids, sometimes it feels good to at least be able to say yes to food. 

And back when we were growing up, that way of life was actually sustainable, because while we may have eaten way too much Saturday or Sunday, Monday through Friday, we ate reasonably well, mainly because money was tight.  We couldn’t afford to have dessert with every meal.  You were not allowed to snack in between meals -- didn't have the money, didn't have the food.  More importantly, the meals themselves were pretty healthy. 

Think about those fresh greens and beans that were the foundation of southern cooking -- vegetables that often came straight from the garden.  Think about the fresh frutas that many of you grew up eating.  And on top of that, think about how active we all were back then -- running around all day, walking to and from school all day.  Yes, to the young people, we had to walk to school.  (Laughter.)  A lot of walking going on.  And we all had to attend P.E. classes that were required in school.

But times have changed.  And today, a lot of folks don’t have access to fresh food in their communities.  In fact, Hispanic neighborhoods have roughly one-third as many chain supermarkets as other communities have.  And a lot of folks are working longer hours, working harder than ever before just to make ends meet.  So instead of making home-cooked meals, it’s often easier to head to the drive-thru or pop something in the microwave. 

And as for physical activity, consider these statistics:  Compared to white parents, nearly five times more Hispanic parents report that safety is a barrier to their kids being active.  And Hispanic kids ages nine to 13 are only half as likely to participate in organized physical activity outside of school.   

Sadly, all these changes in how we live and eat are having a devastating effect on our children’s health.  Right now, nearly 40 percent of Hispanic children in this country are overweight or obese.  Nearly 50 percent are on track to develop diabetes -- 50 percent, half of our kids -- a disease that is already far too common in so many of our communities. 

So while food might be love, the truth is that we are loving ourselves and our kids to death.  So we need to step up.  We need to own this as a serious problem in our communities.  We need to admit that what we’re doing simply isn’t working anymore.  And we need to start questioning the behaviors and beliefs that are making our kids sick -- like that uncle, dear uncle who dismisses this issue, but keeps slipping our kids candy; the grandmother who insists that a chubby baby is a healthy baby; the overworked sister who gives your nieces and nephews the foods they want instead of the nutrition they need.  Because times have changed, and the way we live and eat has to change, too. 

Now, that doesn’t mean doing away with the traditions that make us who we are.  Grandpa doesn’t have to forsake his ribs.  Abuela doesn’t have to stop making that tres leches that everyone loves.  Special occasions call for special foods.  And treats, children, are an important part of childhood.  Don't get me wrong.  I'm not a treat hater.  (Laughter.)  They matter for adults as well.  

For example, I eat a balanced diet and I work out every single day of the week with very few exceptions.  But let me tell you something, while I am here in New Orleans today -- (laughter) -- everyone understand there is no way I am leaving this city without a good meal.  No way.  Not happening.  (Applause.) 

We don’t have to completely deprive ourselves to maintain a healthy lifestyle.  Instead, it’s about striving for balance and moderation, doing our best to eat right and stay active in between the special occasions.  And it’s about empowering families with the information and resources they need to make healthy choices for their kids.

And that’s why, three years ago, we launched Let’s Move, as Janet said, a nationwide initiative to help all of our kids grow up healthy.  And since then we have seen folks from every sector of our society, including many of you, stepping up to be a part of this movement.  Organizations like NCLR have helped launch our MiPlato initiative to teach families about healthy eating.  And companies like Goya are promoting that initiative.  Yes!  Yes!  (Applause.)  We are grateful and proud.

And many other major American businesses like Walmart and organizations like the Food Trust, which is working right here in New Orleans, are bringing fresh food into our communities.  Restaurants are offering healthier menus.  Mayors throughout the country are refurbishing parks and playgrounds.  And we are bringing healthier breakfasts, lunches and vending machines into our school cafeterias.  (Applause.)  Yes, indeed.

We are finally starting to see some results, as childhood obesity rates are beginning to drop in cities and states all across this country.  (Applause.)  We’re making progress, thanks to all of you.

And while we still have a long way to go, the good news is that right now, we have everything we need to reclaim our children’s health -- that is, if we’re willing to step up and continue to do our part in our own families and communities.  And that starts by using our power as consumers to hold companies responsible for the food they make and how they market it to our kids.

In 2008 alone, companies spent well over half a billion dollars on food, beverage and restaurant ads in Latino media markets -- many of them for unhealthy products.  And those of us with kids who have seen our kids begging and pleading for something they saw on TV, we know just how persuasive these ads can be.  So we all know that the food industry has some serious work to do when it comes to how they market food to our kids.  But here’s the thing -- ultimately, we all have the power to decide whether or not to actually buy those foods.  And today, the Latino community’s buying power is more than one trillion dollars -- you hear me?  Trillion with a “t” -- (applause) -- and it’s expected to increase to $1.5 trillion by 2015. 

So make no mistake about it, with the choices that you make, you all could completely transform the marketplace.  You all have the power right now, today.  So when companies step up and provide healthy choices, we all need to step up and actually take advantage of those choices.  Because let me tell you something, Goya can produce low-sodium products, but if we don’t buy them, they will stop selling them.  Restaurants can offer healthy meals, but if we don’t order them, trust me, they will take that stuff off the menu, go back to the way it was. 

In the end, we create the demand for these products and it’s up to us to demand quality, affordable food that is good for our kids.  But it’s on us.  (Applause.)

But while making the right choices in the store and off the menu is critical, it’s not enough.  Because we all know that if we truly want to raise healthy children, we need access to quality, affordable health care -- including the regular checkups and screenings our kids need to stay healthy.

And again, that was true in my own family, raising my girls. When my girls were little, I was diligent about taking them to every single one of their well-child visits right on time, where their growth was tracked on a regular basis.  And it was during one of these visits when our pediatrician pulled me aside and told me that I better make some changes if I wanted my daughters to grow up healthy.  And let me tell you, that was a real wakeup call for us, because, as a family, when we looked at ourselves, we weren’t eating as well as we should have.  And let me tell you, we listened to our pediatrician and we made those changes.

And I share this story because I think it helps to illustrate the importance of health reform, which will ensure that people have access to the preventative care needed to keep their families healthy -- (applause) -- things like nutrition counseling, diabetes testing, and so much more.

But let’s be clear, simply passing the Affordable Care Act was not the goal.  The goal is to get folks to sign up for the insurance so they have the care they need to stay healthy.  And as leaders in our communities, we are going to need your help to make this happen. 

And I know that you all were briefed on this new law by senior administrators at the Health Summit that was held here on Friday.  So here’s what I’m asking you to do.  Are you listening? The minute you get back home from this conference, we need you to get out there and educate everyone you know about what health reform means for them.  And I’m talking about making sure they understand the real facts. 

Tell them that starting October the 1st, they need to sign up for insurance.  Explain to them that the first step in signing up is to create an account, which they can easily do by going to healthcare.gov or cuidadodesalud -- starting on July 31st, just eight days from today.

And we especially need you to reach out to our young people, because they’re the ones who always think they’re invincible.  And we all have someone in our lives -- some wonderful young person, son or daughter, niece, nephew, grandchild, neighbor -- walking around today without any insurance because they don’t think they need it or don’t know where to go and get it.  And we all have the power and the urgent responsibility to get after our young people and get them to sign up.  Because while they may roll their eyes for a moment, we know that when Mama and Abuela speak, they listen.  That's where you come in.  So we need to send them to those websites which have all the information they need about health reform.

This is particularly true for those of you in Texas, Florida and California, because one-third of the young people we need to reach live in those states.  And whether they’re healthy or not, we have got to make sure that our young people understand that regular checkups and preventive care are as much a part of life as brushing their teeth and paying their bills.

Because while many of us may not have had these advantages in our own lives, we now know the difference that health care can make for our children and grandchildren.  We know that good health care is essential to leading longer, healthier, happier lives.   We know better.  And that is one of the greatest gifts we can pass on to our children.  This is a gift.

More than anything else, that is story of the Latino community in this country -- the story of working, and organizing, and sacrificing so that our kids can have something more, something better than we had.  It’s the story of people like Janet Murguia and her family -- the story of parents who never went beyond 7th grade, but who believed in education like a religion, and they pushed their seven children to succeed in school.  They watched them go to college and then graduate school, and then to become lawyers and judges -- including Janet’s twin sister, Judge Mary Murguia, who my husband proudly nominated to the Ninth Circuit in 2010.  (Applause.)

And the story of Latinos in this country is the story of this organization, the National Council of La Raza.  It’s the story of visionary leaders like Raul Yzaguirre, and of so many --(applause) -- yes -- so many people like all of you who have been coming together for 45 years to raise their voices in the service of one simple goal, and that is, as Janet said, “to throw open the doors of the American Dream to everyone.”

And today, as we always do, we need to once again draw on that proud legacy.  We need to once again summon the passion and determination, and use the power of our voices to give our children one of the greatest advantages possible:  the blessing of good health, the energy and the strength and the stamina they need to succeed in their careers, and to raise families of their own, and to have opportunities we’ve never dreamed of for ourselves. 

That is how we will ensure that our children and grandchildren can fulfill their boundless promise.  And that is how we will realize the promise of this country, this great country, for all of its people.

So, are you all ready to get to work?  (Applause.)  We’re going to need you.  And I want to thank you again.  Thank you for everything that you are doing, everything that you will continue to do.  And I look forward -- really look forward to working with all of you in the months and years ahead. 

Que Dios los bendiga.  God bless.  (Applause.)

END
12:22 P.M. CDT

The White House

Office of the Press Secretary

Remarks by the President at an OFA Dinner

Mandarin Oriental Hotel
Washington, D.C.

8:13 P.M. EDT

THE PRESIDENT:  Hey!  (Applause.)  Hello, everybody!  (Applause.)  Thank you.  Thank you, everybody.  (Applause.)  Thank you so much.  Everybody have a seat.  We’re among friends here; we don’t have to be too formal.

Well, first of all, those of you who don’t know Jon Carson, Jon didn’t get on TV much during the campaign, and Messina was hogging all the attention.  (Laughter.)  But there is nobody who is a better grassroots organizer than Jon Carson.  (Applause.)  And we owe so much to him and we’re so proud of all the work he’s doing now.  He is outstanding. 

I want to thank our outstanding Democratic Leader in the House of Representatives -- perhaps soon to be Speaker again -- Nancy Pelosi in the house.  (Applause.)  Fighting the good fight.  I could not have a better partner than Nancy.  And alongside her is my dear friend -- and I think he probably had to take off, but I just want to still acknowledge him publicly  -- Harry Reid is fighting the good fight every single day and we’re so proud of him.  (Applause.)

So I’m not going to give a long set of remarks, because I know all of you and mostly I just want to hear from you and have a good conversation for about 45 minutes.  This week, I’m going to Galesburg, Illinois.  I see an Illinois table here, so a number of you know where Galesburg is.  Galesburg is where I gave my first big speech after I had been elected to the United States Senate.  It was the commencement at Knox College, and it was a speech about the economy.  This was in 2005, so well before the financial crisis.  The housing bubble was still going strong; people were still maxing out on their credit cards.  On paper at least, it looked like the economy was growing.

But in this speech, what I said was that the world has changed.  Technology, globalization, the weakening of unions -- all of this had shifted the basic bargain that had existed basically during the post-World War II era.  So that for a lot of folks, the idea that if you worked hard, you could make it -- you could get a good job that paid a living wage, that you would have the security of decent health care, that you would be able to retire with dignity and respect, that you could count on your kids having a better future than you did -- that those things were slipping out of the grasp of a lot of folks.

And in Galesburg, Illinois, Maytag had been a massive employer there, and Maytag had moved out to Mexico.  And what had swept through a lot of towns throughout the Midwest and Northeast had happened in Galesburg, where people were left high and dry.  Tax base had declined, unemployment had soared, a lot of folks out of work; the jobs that replaced them generally were jobs that paid a much lower wage.

And all these trends that had been taking place were visible at the time -- rising inequality, struggles in the middle class -- but they were papered over to some extent by the bubble.  And by the time I took office, the bottom had fallen out. 

Now, the good news is over the last five years, we fought alongside people like Nancy Pelosi.  But most importantly, because of the grit and resilience and determination of the American people, we’ve been able to clear away the rubble and get back to where we were. 

The speech I’m going to be giving on Wednesday focuses on the fact that those underlying trends still exist.  They are still a central challenge that we face.  That there’s no more important question for this country than how do we create an economy in which everybody who works hard feels like they can get ahead and feel some measure of security.  It isn’t to say that other issues are not important.  Obviously, if we don’t do something about climate change, that has an impact for generations to come.  Obviously, if we’re not vigilant, we can see a continued erosion in women’s rights and civil rights.  Obviously, the scourge of gun violence is something that we still have to stay focused on.

But what we also know is, is that so many of the issues that we care about are more likely to progress if people feel good about their own lives and their economic situation. 

So this is going to be more of a thematic speech, and then we’re going to follow it up with a series of more concrete proposals, some of which I’ve made before, some of which will be new.  But the key is to try to make sure that this town refocuses on the issues that matter most to people day to day.  Because I think a lot of Americans out there, they’re watching  -- well, they don’t watch cable TV, but if they did, or they’re listening to the talking heads, they would say to themselves, this doesn’t connect with me and what I’m going through, and what my children are going through.

And so I’m excited about the speech, not because I think the speech is going to change any minds, but because it gives us an opportunity to refocus attention on the thing that the American people sent me to focus on.  And some of the proposals that we’ve put forward are ones that are going to be very difficult to get through this Congress.  Of course, everything is very difficult to get through this Congress.  (Laughter.)

But our goal, I think, is to lay out a vision and a plan, and then to just keep on pushing -- not just legislatively, but across the board -- so that we’re changing the nature of the conversation and focusing on what matters.  For us to be able to amplify that, we’re going to need OFA to get behind it.  And for all of you to be here and to be willing to invest your time and energy and money into that effort makes all the difference in the world.

So for that, I’m thankful.  And with that, I will take some questions.  All right.  (Applause.)

END
8:20 P.M. EDT

The White House

Office of the Press Secretary

Remarks by the President at an OFA Event

Mandarin Oriental Hotel
Washington, D.C.

7:45 P.M. EDT
 
THE PRESIDENT:  Hello, everybody!  (Applause.)  Hello, OFA!  (Applause.)  Thank you.  All right, everybody, sit down, sit down.  Thank you.  You get me embarrassed.  (Laughter.)  It is good to see all of you.  (Applause.)  I miss all you guys.  I miss you.  (Applause.)  I miss you. 
 
First of all, can everybody please give Bill a big round of applause for the great introduction and the great work he’s done.  (Applause.)  So proud of him. 
 
I want to thank our outstanding partners, Senate Majority Leader Harry Reid, for being here -- (applause) -- and our outstanding Democratic Leader in the House of Representatives, Nancy Pelosi, for being here.  (Applause.) 
 
But mainly, I just wanted to see all you guys -- (laughter) -- and say hey. 
 
AUDIENCE:  Hey! 
 
THE PRESIDENT:  Michelle says hey. 
 
AUDIENCE:  Hey!
 
THE PRESIDENT:  The girls, they went out to camp.  (Laughter.)  We’re a little lonely at home right now.  (Laughter.)  But Bo is still there.  Bo says hey.  (Laughter.)
 
And it’s wonderful just to see all of you from all across the country.  I know you guys have all been working hard today, all kinds of training, all kinds of new ideas.  Everybody is sharing approaches to how we get folks involved in our democracy and our country.  And I could not be prouder of not just the work that you did before the campaign and during the campaign, but more importantly, the work that you’re doing now after the campaign.  It’s inspiring to me.  (Applause.) 
 
And I had a chance to see some of your fellow organizers backstage and talk to them, and it just reminded me of what an incredible cross-section of people we have involved, from rural areas and big cities, educators, business people -- folks who are just committed to making sure that the promise of America is not just left to the professionals here in Washington, because that can cause problems -- (laughter) -- but that folks all across the country are consistently involved and engaged and offering their ideas, and pushing and prodding the political system to make sure it’s responsive to families.
 
And since I first ran for office, I’ve always said that running for office is not just about getting elected.  I believe in winning; winning is good.  (Laughter.)  But you run for office and you win so that you can actually get things done.  It’s the beginning and not the end of a process.  It puts you in a position to then deliver on behalf of the folks that you’re fighting for. 
 
And I ran in 2008 and I ran in 2012 because I believed that America was forged out of this basic bargain -- the idea that if you’re willing to work hard, if you’re willing to put in the effort, if you’re willing to sacrifice and make hard decisions and delay gratification, that if you do all those things, you can make it here in America, regardless of where you come from, what you look like, who you love, what your last name is.  That was the idea behind the first campaign, and that was the idea behind everything I did after I was President.
 
And the good news is because of the work that we’ve been able to do together, and more importantly thanks to the grit and determination of the American people, we have made enormous progress over the last five years.  Things have changed for the better, just like we sought to bring about when we worked so hard back in 2007 and 2008. 
 
But now we’ve got to keep the momentum going.  In some ways, what we’ve done is clear away the rubble of this incredible crisis that we went through.  And now the challenge is to get back to the first order of business:  the challenges that were facing families even before the financial crisis and the Great Recession hit. 
 
And we’ve gotten back on level ground, but now we’ve got to keep climbing, we’ve got to keep going -- because there are still too many of our friends and our neighbors and family members who are out there hurting, who are still struggling, who are still treading water.  The ground beneath our feet is a little firmer than it was, but we’ve got a long way to go before middle-class families feel secure and before those who are willing to strive to get into the middle class have more ladders or opportunity.
 
So our businesses have created, for example, 7.2 million jobs over the last 40 months.  Fastest job growth that we’ve seen since 1999 -- (applause) -- which is good.  But way too many folks out there are still looking for work.  And for those who were lucky enough to have a job, wages and incomes are still flat-lined, whereas for the top 1 percent, they’re still seeing massive increases in their wealth and incomes.  So we’ve got growing inequality in our society and a continued sense of insecurity when it comes to ordinary families.
 
We’ve seen record numbers of people go to college.  But every young person you meet, they talk about the incredible debt burdens that they’re carrying as soon as they graduate, and they wonder whether or not they’re going to be able to pay it off given their employment prospects. 
 
We’ve seen health care costs decline -- or health care inflation decline since we put the Affordable Care Act into place.  But a lot of those savings still haven’t been enjoyed by a lot of ordinary families; haven’t been passed onto workers.
 
And so across the board, we’ve made progress but we haven’t yet delivered on restoring fully that basic bargain that we believed in -- the idea that if you act responsibly, you’re willing to work hard, that you can make it.
 
So because we’ve got a lot more work to do, on Wednesday I’m going to go back to Galesburg, Illinois.  We got any Illinoisans here?  (Applause.)  All right.  Folks in the house from Illinois.  What, they didn’t give you any seats, the people from Illinois?  (Laughter.)  What’s going on here?  But we’re going to Galesburg, Illinois.  And the reason is, we’re going back to Knox College, which is one of the places where I gave my first -- it’s the place where I gave my first big speech after I had been elected to the U.S. Senate.  And this was back in 2005, and I talked at that time about the building blocks that we needed to put into place -- the foundation, the cornerstones that we needed to make sure that the American Dream is alive and well.
 
And I’m going to talk about where we need to go from here; how we need to put behind us the distractions and the phony debate and nonsense that somehow passes for politics these days, and get back to basics, refocus on what it is that everybody is talking about around the kitchen table, what people are talking about day to day with their families.  And it’s going to be the kickoff to what is essentially several months of us trying to get Washington and the press to refocus on the economy and the struggles that middle-class families are going through, but also for us to start exploring some big and bold ideas, some of which I’ve offered in the past, some of which will be new but allow us to consistently, steadily make progress. 
 
Now, here’s the thing -- it will be a pretty good speech.  (Laughter and applause.)  But as we’ve learned -- I’ve given some pretty good speeches before -- (laughter) -- and then things still get stuck here in Washington, which is why I’m going to need your help.  We had close to 20 million people who were involved in the last campaign.  Think about that -- close to 20 million people.  We had 4 million people actively contribute in $5 or $10 or $25 increments to the campaign.  And let’s face it, some of those folks, they just wanted to have dinner with George Clooney -- I understand that.  (Laughter.)  But some of them -- most of them, I like to think -- (laughter) -- did so because they believed in the mission and the cause of making sure that we’re restoring a sense of what America can be and that we’re passing it onto the next generation. 
 
So one of our challenges -- and I know what you’ve been talking about all day -- is how do we keep people involved.  And naturally, it’s not going to be as full of razzmatazz as a campaign.  First of all, we don’t have a billion of dollars to spend.  (Laughter.)  Second of all, there’s just something very clear about a campaign and an election date and voting and targeting. 
 
Nevertheless, in some ways this stuff is more important.  And that’s where all of you come in.  How are we going to make sure that we’re engaging all the people that we touched during the course of the campaign in this central question of creating and building a rising, thriving, active, growing middle class. 
 
And that’s why we’ve been mobilizing people on a whole range of other issues.  It’s the reason why we’re going to need you to continue to stay involved to get immigration reform across the finish line -- because now is the time for us to get comprehensive immigration reform done.  (Applause.) 
 
It’s the reason why we’re going to need you to stay involved when it comes to climate change and making sure that we are passing on the kind of planet to our children and our grandchildren and our great-grandchildren that is sustainable.  (Applause.)
 
It’s why we’ve continued to have you guys get so active on the Affordable Care Act, because starting on October 1st, we are going to be able to sign up people for these marketplaces that are going to give people a square deal when it comes to their health insurance.  But we can only do it with you.  (Applause.)
 
So we’ve got to get folks activated and involved.  And, ultimately, what you do day to day, away from the TV cameras, that’s what is going to make a powerful difference.  In the same way that Bill used some of the skills that he learned during the campaign to now organize around wildfires and environmental issues in Colorado, hopefully all of you have taken away something from your involvement and made it manifest throughout communities all across the country.  We need you to keep on doing that.  That’s the essence of citizenship.  If nothing else, that’s what the campaign was about.
 
And I always remind people, I’ve run my last campaign.  Michelle is not sorry about it.  (Laughter.)  I’ve got a little over 1,200 days left in office.  I am going to spend every waking minute of every one of those days thinking about and then acting upon any good ideas out there that are going to help ordinary Americans succeed, that are going to make sure that the next generation believes in the American Dream because they’ve seen it in their own lives.  That’s how I’m going to spend my time.  I hope that’s how you’re going to spend your time.  (Applause.)  Because if you do, I guarantee you we will continue to make progress and we will deliver on everything that we talked about in 2008 and 2012.  (Applause.)
 
Thank you very much, OFA.  I love you guys.  Keep it up!  Keep it up!  (Applause.)  Are you still fired up? 
 
AUDIENCE:  Fired up!
 
THE PRESIDENT:  All right.  (Applause.)
 
END
7:59 P.M. EDT

The White House

Office of the Press Secretary

Remarks by the President on Trayvon Martin

James S. Brady Press Briefing Room

1:33 P.M. EDT

THE PRESIDENT:  I wanted to come out here, first of all, to tell you that Jay is prepared for all your questions and is very much looking forward to the session.  The second thing is I want to let you know that over the next couple of weeks, there’s going to obviously be a whole range of issues -- immigration, economics, et cetera -- we'll try to arrange a fuller press conference to address your questions.

The reason I actually wanted to come out today is not to take questions, but to speak to an issue that obviously has gotten a lot of attention over the course of the last week -- the issue of the Trayvon Martin ruling.  I gave a preliminary statement right after the ruling on Sunday.  But watching the debate over the course of the last week, I thought it might be useful for me to expand on my thoughts a little bit.

First of all, I want to make sure that, once again, I send my thoughts and prayers, as well as Michelle’s, to the family of Trayvon Martin, and to remark on the incredible grace and dignity with which they’ve dealt with the entire situation.  I can only imagine what they’re going through, and it’s remarkable how they’ve handled it.

The second thing I want to say is to reiterate what I said on Sunday, which is there’s going to be a lot of arguments about the legal issues in the case -- I'll let all the legal analysts and talking heads address those issues.  The judge conducted the trial in a professional manner.  The prosecution and the defense made their arguments.  The juries were properly instructed that in a case such as this reasonable doubt was relevant, and they rendered a verdict.  And once the jury has spoken, that's how our system works.  But I did want to just talk a little bit about context and how people have responded to it and how people are feeling. 

You know, when Trayvon Martin was first shot I said that this could have been my son.  Another way of saying that is Trayvon Martin could have been me 35 years ago.  And when you think about why, in the African American community at least, there’s a lot of pain around what happened here, I think it’s important to recognize that the African American community is looking at this issue through a set of experiences and a history that doesn’t go away.

There are very few African American men in this country who haven't had the experience of being followed when they were shopping in a department store.  That includes me.  There are very few African American men who haven't had the experience of walking across the street and hearing the locks click on the doors of cars.  That happens to me -- at least before I was a senator.  There are very few African Americans who haven't had the experience of getting on an elevator and a woman clutching her purse nervously and holding her breath until she had a chance to get off.  That happens often.

And I don't want to exaggerate this, but those sets of experiences inform how the African American community interprets what happened one night in Florida.  And it’s inescapable for people to bring those experiences to bear.  The African American community is also knowledgeable that there is a history of racial disparities in the application of our criminal laws -- everything from the death penalty to enforcement of our drug laws.  And that ends up having an impact in terms of how people interpret the case.

Now, this isn't to say that the African American community is naïve about the fact that African American young men are disproportionately involved in the criminal justice system; that they’re disproportionately both victims and perpetrators of violence.  It’s not to make excuses for that fact -- although black folks do interpret the reasons for that in a historical context.  They understand that some of the violence that takes place in poor black neighborhoods around the country is born out of a very violent past in this country, and that the poverty and dysfunction that we see in those communities can be traced to a very difficult history.

And so the fact that sometimes that’s unacknowledged adds to the frustration.  And the fact that a lot of African American boys are painted with a broad brush and the excuse is given, well, there are these statistics out there that show that African American boys are more violent -- using that as an excuse to then see sons treated differently causes pain.

I think the African American community is also not naïve in understanding that, statistically, somebody like Trayvon Martin was statistically more likely to be shot by a peer than he was by somebody else.  So folks understand the challenges that exist for African American boys.  But they get frustrated, I think, if they feel that there’s no context for it and that context is being denied. And that all contributes I think to a sense that if a white male teen was involved in the same kind of scenario, that, from top to bottom, both the outcome and the aftermath might have been different.

Now, the question for me at least, and I think for a lot of folks, is where do we take this?  How do we learn some lessons from this and move in a positive direction?  I think it’s understandable that there have been demonstrations and vigils and protests, and some of that stuff is just going to have to work its way through, as long as it remains nonviolent.  If I see any violence, then I will remind folks that that dishonors what happened to Trayvon Martin and his family.  But beyond protests or vigils, the question is, are there some concrete things that we might be able to do. 

I know that Eric Holder is reviewing what happened down there, but I think it’s important for people to have some clear expectations here.  Traditionally, these are issues of state and local government, the criminal code.  And law enforcement is traditionally done at the state and local levels, not at the federal levels.

That doesn’t mean, though, that as a nation we can’t do some things that I think would be productive.  So let me just give a couple of specifics that I’m still bouncing around with my staff, so we’re not rolling out some five-point plan, but some areas where I think all of us could potentially focus.

Number one, precisely because law enforcement is often determined at the state and local level, I think it would be productive for the Justice Department, governors, mayors to work with law enforcement about training at the state and local levels in order to reduce the kind of mistrust in the system that sometimes currently exists. 

When I was in Illinois, I passed racial profiling legislation, and it actually did just two simple things.  One, it collected data on traffic stops and the race of the person who was stopped.  But the other thing was it resourced us training police departments across the state on how to think about potential racial bias and ways to further professionalize what they were doing. 

And initially, the police departments across the state were resistant, but actually they came to recognize that if it was done in a fair, straightforward way that it would allow them to do their jobs better and communities would have more confidence in them and, in turn, be more helpful in applying the law.  And obviously, law enforcement has got a very tough job.

So that’s one area where I think there are a lot of resources and best practices that could be brought to bear if state and local governments are receptive.  And I think a lot of them would be.  And let's figure out are there ways for us to push out that kind of training.

Along the same lines, I think it would be useful for us to examine some state and local laws to see if it -- if they are designed in such a way that they may encourage the kinds of altercations and confrontations and tragedies that we saw in the Florida case, rather than diffuse potential altercations. 

I know that there's been commentary about the fact that the "stand your ground" laws in Florida were not used as a defense in the case.  On the other hand, if we're sending a message as a society in our communities that someone who is armed potentially has the right to use those firearms even if there's a way for them to exit from a situation, is that really going to be contributing to the kind of peace and security and order that we'd like to see? 

And for those who resist that idea that we should think about something like these "stand your ground" laws, I'd just ask people to consider, if Trayvon Martin was of age and armed, could he have stood his ground on that sidewalk?  And do we actually think that he would have been justified in shooting Mr. Zimmerman who had followed him in a car because he felt threatened?  And if the answer to that question is at least ambiguous, then it seems to me that we might want to examine those kinds of laws.

Number three -- and this is a long-term project -- we need to spend some time in thinking about how do we bolster and reinforce our African American boys.  And this is something that Michelle and I talk a lot about.  There are a lot of kids out there who need help who are getting a lot of negative reinforcement.  And is there more that we can do to give them the sense that their country cares about them and values them and is willing to invest in them?

I'm not naïve about the prospects of some grand, new federal program.  I'm not sure that that’s what we're talking about here. But I do recognize that as President, I've got some convening power, and there are a lot of good programs that are being done across the country on this front.  And for us to be able to gather together business leaders and local elected officials and clergy and celebrities and athletes, and figure out how are we doing a better job helping young African American men feel that they're a full part of this society and that they've got pathways and avenues to succeed -- I think that would be a pretty good outcome from what was obviously a tragic situation.  And we're going to spend some time working on that and thinking about that. 

And then, finally, I think it's going to be important for all of us to do some soul-searching.  There has been talk about should we convene a conversation on race.  I haven't seen that be particularly productive when politicians try to organize conversations.  They end up being stilted and politicized, and folks are locked into the positions they already have.  On the other hand, in families and churches and workplaces, there's the possibility that people are a little bit more honest, and at least you ask yourself your own questions about, am I wringing as much bias out of myself as I can?  Am I judging people as much as I can, based on not the color of their skin, but the content of their character?  That would, I think, be an appropriate exercise in the wake of this tragedy.

And let me just leave you with a final thought that, as difficult and challenging as this whole episode has been for a lot of people, I don’t want us to lose sight that things are getting better.  Each successive generation seems to be making progress in changing attitudes when it comes to race.  It doesn’t mean we’re in a post-racial society.  It doesn’t mean that racism is eliminated.  But when I talk to Malia and Sasha, and I listen to their friends and I seem them interact, they’re better than we are -- they’re better than we were -- on these issues.  And that’s true in every community that I’ve visited all across the country.

And so we have to be vigilant and we have to work on these issues.  And those of us in authority should be doing everything we can to encourage the better angels of our nature, as opposed to using these episodes to heighten divisions.  But we should also have confidence that kids these days, I think, have more sense than we did back then, and certainly more than our parents did or our grandparents did; and that along this long, difficult journey, we’re becoming a more perfect union -- not a perfect union, but a more perfect union.

Thank you, guys.

END
1:52 P.M. EDT 

The White House

Office of the Vice President

Remarks by Vice President Joe Biden on Asia-Pacific Policy

George Washington University
Washington, D.C.

1:34 P.M. EDT

THE VICE PRESIDENT:  Good afternoon, folks.  Thank you for your patience.

I’d like to begin by thanking -- Mr. President, thank you for offering the venue here at GW.  You’re always generous, and we appreciate it a great deal.  And I was -- it’s terrible being dated.  I was -- I did speak the first year that the Center for American Progress was inaugurated, and here I’m speaking at the 10th anniversary.  And the amazing thing is they're still going; that's having me speak there first. 

But, Neera, thank you.  We miss you.  And, Rich, thank you as well.  And to the ambassadors who are here, thank you very much.  I’m honored that you’d take the time.

Today I want to talk to you about why and how we are pursuing our announced policy of elevated engagement in the Asia-Pacific, and where I believe -- we believe -- that policy is headed.

When President Obama and I came to office, to state the obvious, we inherited two wars.  And it was costing us in blood and treasure and time.  And we knew we had to end both those wars responsibly.  We’ve done that in Iraq, and we’re doing that as I speak in Afghanistan.  We’ll obviously continue to be engaged in both places.  And of course we’ll continue to take the fight to Al Qaeda and its affiliates there or wherever they are.  But winding down those wars has allowed us to turn to the opportunities that reflect the realities of a fast-changing world. 

We ask ourselves two things in the review of how to proceed:  Where should we focus additional attention and resources that would enable us to create greater opportunity at home and generate greater growth -- economic growth -- around the world?  And where must we make strategic investments that are required to enhance not only our security but global stability?

Both -- I say to the ambassadors -- both pointed to the Asia-Pacific.

In terms of economics, the Asia-Pacific region —- stretching from India to the Pacific nations of the Americas -— is home to a middle class of about a billion people.  Some of the fastest growing growth rates in the world are within that region.  Emerging markets whose choices will shape the character of the entire global economy are within that purview. 

So we reached out.  We reached out to deepen economic ties and promote open markets and a rule-based competition for the 21st century. 

We finished a free-trade agreement with South Korea, as well as deals with Panama and Colombia.  We launched negotiations on a new Trans-Pacific Partnership that will connect diverse -- economies as diverse as Singapore and Peru.  We’ve worked toward a more constructive economic relationship with China, including through the Strategic and Economic Dialogue.  And I opened the fifth round of that dialogue just last week. 

In terms of security, we undertook a major strategic review at the Defense Department and with our security personnel on how to assess how our global posture and where do we need to evolve to match the moment. 

In the Asia-Pacific, we saw a region of remarkable promise, but also genuine uncertainty and political risk.  Many nations have experienced rapid economic transformation that has fundamentally created a new dynamic:  rising ambitions and rising tensions.  But the rules and norms that could provide predictability to deal with both those changes, the order needed remained incomplete.

We are focused on the risks of disruptions of commerce, proliferation, human disasters, conflict between nations and the persistent threat posed by North Korea.

So we set about doing several things:  first of all, strengthening our alliances; deepening security partnerships and investing like never before in regional institutions to help manage disputes peacefully.

President Obama adopted a new Defense Strategic Guidance endorsed by the Joint Chiefs of Staff after months of study that elevates our focus in the Asia-Pacific area.

And economically and strategically it’s clear why the United States had to rebalance -- to direct more resources and attention toward the Asia-Pacific region.

Because imagine what can happen if growing Asia-Pacific middle classes help lift the global economy even more than they already are; if nations reject the temptations of zero-sum thinking and rise peacefully together; if progress toward greater rights and freedoms proves that no country has to make a choice between democracy and development, which is a false choice.

Let me put it slightly differently:  Just imagine what will happen if those things don’t come to pass.  We’ll all be in a world of trouble.  So we’re all in, this administration.  Absolutely committed to this rebalance.  The President is absolutely committed, and so am I.  And so is our entire national security and economic teams.

And you don’t need to look any further than my own recent engagement to understand the breadth and scope of the rebalance.  I’m traveling to India next week.  Twenty, even 10 years ago, some might have suggested that India be left out of discussions about the Asia-Pacific.   

One of the reasons why President Obama called our relationship with India “a defining partnership of the century ahead” is that India is increasingly looking east as a force for security and growth in Southeast Asia and beyond.

To us that's welcome news.  We encourage it.  We welcome India’s engagement in the region, and we welcome its efforts to develop new trade and transportation links by land and by sea in the area.

I’ll also visit Singapore, a country of 5 million people, that has become the 17th-largest economy in the world, a partner in the TPP and an important player in Southeast Asia and beyond. 

The reasons President Obama has put particular focus on Southeast Asia:  ASEAN now represents a $2 trillion economy of 600 million people.  There is more American investment in Southeast Asia than in China.  Southeast Asian nations like Singapore and Indonesia have become important partners on everything from counter-proliferation to counter-piracy.  That’s why I’m going to Singapore. 

And, of course, at the core of our strategy in the region are our alliances:    Japan, South Korea, Australia, the Philippines, Thailand.

Across the board in these alliances, we’re at a high water mark in terms of cooperation between our leaders -- both military and political -- and the support of our people.  

Closer to home, our intensified engagement within the Western Hemisphere is also part —- not just parallel to -– our overall rebalancing policy. 

You see that very concretely in the Trans-Pacific Partnership which includes five countries in the Western Hemisphere.  You can also see it in the initiatives within the Hemisphere like the Alliance for the Pacific -- a new group of free-market-oriented countries that are integrating their economies and looking west for trade and investment.

As I said in a speech not long ago, for the first time, at least the first time I can remember, I believe the first time in history, it’s possible -- it’s not Pollyannaish -- to envision an America -- an Americas that is middle class, secure and democratic from northern Canada to the tip of Chile and everything in between.  There’s much work to be done, but that is within reach. 

That kind of Americas connected economically, strategically and through common values can make a great contribution to a more prosperous and secure Pacific. 

That’s one of the reasons why President Obama recently visited Mexico and Costa Rica.  That’s why I was recently in Colombia, Thailand [sic] and Brazil in May and will return to the region this fall.  So what does all this add up to?

Our goal is to help tie Asia-Pacific nations together –- from India to the Americas -— through strong alliances, institutions and partnerships.

For the past 60 years, the security we provided has enabled the region’s people to turn their talents and hard work into an economic miracle.  And now, we want to hasten the emergence of an Asian-Pacific order that delivers security and prosperity for all the nations involved.

In short, we want to help lead in creating the 21st century rules of the road that will benefit not only the United States, and the region, but the world as a whole.  The lifeblood of the region, to state the obvious, is economic development.  But growth has slowed in India, China and many places in Asia.  And each country faces distinct and different challenges. 

But from our perspective, the way forward is fairly clear.  To spark new growth, there has to be:  fewer barriers at and behind our borders; protections for intellectual property to reward innovation; new commitments to make sure everyone plays by the same rules because that’s what attracts investment and jobs; as well as greater economic integration.

That’s what we’re pursuing right now, today in Malaysia as our team negotiates the Trans-Pacific Partnership with countries as diverse as     Vietnam, Chile, New Zealand, Mexico, very soon, Japan, and at which point the group will account for 40% of the world’s GDP.

The TPP has potential to set new standards for collective commitments to fair competition -- on state-owned enterprises, fair competition on investments, labor, the environment, open markets for automobiles and other industries. 

And we firmly believe this will create a strong incentive for other nations to raise their standards, as well, so that they can join.  We’ve already had discussions with some of those very nations both in the Americas as well as in the Pacific.

But not only is this ambitious, this TPP effort of ours, we believe it is also doable.  And we’re working hard to get this done this year.

At the same time, we’re reaching out to the emerging economies of Southeast Asia: partnering with Lower Mekong countries to improve food security, connectivity, water and health; encouraging responsible investments and reforms in Burma; and last fall, the President launched a new initiative for Enhanced Economic Engagement with the ASEAN. 

We are addressing the challenges in our economic relationships with China as well.  They are not at all inconsistent.  We do not view our relationship and future relations with China in terms of conflict or the talk of inevitable conflict.  We view it in terms of a healthy mix of competition and cooperation.  A competition that we welcome.  It’s stamped into our DNA.  We like to compete.  Competition is good for both of us, as long as the game is fair. 

It is clear that the Chinese understand that to reverse their declining growth, there are internal reforms they need to make -- not reforms we’re suggesting they have to make.  They’ve made their own judgment -- judgments if they follow through on them will not only help China in our view, but help the region and the world.  They’ve concluded China needs to shift to a more consumer-driven economy.  They’ve concluded they have to create a market-based, well-regulated financial system.  And they’ve concluded they need to liberalize their exchange rates.  It will be difficult.  It’s difficult internally for them to do that, but I’m convinced they believe -- and we clearly do -- that it’s necessary.

And we are engaging directly with India as it makes some fundamental choices that the Ambassador could speak to more directly than I could about its own economic future.

In the last 13 years, we’ve increased fivefold our bilateral trade, reaching nearly $100 billion.  But if you look at it from a distance, an uninformed person looked at it from a distance, there is no reason, that if our countries make the right choices, trade cannot grow fivefold or more.

Just this week, India announced that it will relax caps on foreign direct investment in certain sectors.  We still have a lot of work to do on a wide range of issues, including the civil nuclear cooperation, a bilateral investment treaty, policies protecting innovation.  There’s a lot of work to do.  But we believe doing -- going with an open mind and listening, as well as making our case, we believe it can be done. 

As we all strive for greater growth, we have to recognize that the impact of climate change also has an impact on growth as well as security.  This is a priority for the President and for me.  America now has the lowest level of carbon emission in two decades.  And we’re determined to move further, and in the process where we can, where our technological capability is available, also help other countries do the same. 

That’s why we’re working with ASEAN to promote investment in clean energy; why we’re helping Pacific island nations mitigate the effects of rising sea levels.  They are rising.  We just concluded an agreement with China to reduce the use of pollutants called HFCs that cause climate change.  And there’s no reason we cannot do more with India as well.  That’s why Secretary Kerry agreed to an enhanced dialogue with India on climate change just last month. 

Look, economic growth may be at the core of all we’re saying.  Economic growth critically depends on peace and stability.  That’s why we have to be -- there have to be 21st century rules of the road not only in the economic sphere, but also with regard to security.

With regard to maritime disputes, it’s critical that all nations have a clear understanding of what constitutes acceptable international behavior.  That means no intimidation, no coercion, no aggression, and a commitment from all parties to reduce the risk of mistake and miscalculation.

My dad, God love him, used to have an expression.  He’d say, Joey, the only war that’s worse than one that’s intended is one that is unintended.  The prospects where they’re so close -- cheek-to-jowl -- for mistakes are real.  So it’s in everyone’s interest that there be freedom of navigation, unimpeded lawful commerce, respect for international laws and norms, and peaceful resolution of territorial disputes.

That’s why I encourage China and ASEAN to work even more quickly to reach an agreement on a code of conduct in the South China Sea.  Setting clear rules is the first step to managing these disputes.  And the U.S. has a strong interest in seeing that happen as well.

With regard to North Korea, the one thing I think everyone now agrees on -- we agree that its nuclear and missile programs present a clear and present danger to stability in the area, in East Asia in particular.  That’s why we’re working closely with our allies, Japan and South Korea.  But we’re also working more closely than the 40 years I’ve been engaged with China and with Russia.

In light of North Korea’s recent provocative behavior, we welcome President Xi’s important statement:  achieving a denuclearized Korean Peninsula, as that being a Chinese priority.  Not just something they wish for, but a priority.  We welcome that firm assertion.

Now, North Korea is calling for dialogue.  As my mother would say, I’ve seen this movie before.  (Laughter.)  We’ve been there before.  But we are ready.  We are ready, but only if North Korea is prepared to engage in genuine negotiations.  We will not countenance North Korea’s pattern of provoking a crisis and then insisting they be rewarded in order to cease and desist from the actions they are taking.  We’ve been there before, only to find that once they’re gotten the space or the aid they need, they return to the same provocative, dangerous behavior and continue their nuclear march.

North Korea can have peace and prosperity like the rest of the region, but only without nuclear weapons.  North Korea has a clear choice:  It can choose a better path for its people, or continue down the road they’re on. 

Make no mistake about it, though.  We are open to engaging with any nation that’s prepared to live up to its international obligations.  That’s what we did in Burma.  And I think most would say we’re already seeing some tangible benefits from that engagement. 

So we’ve got a full agenda ahead of us in Asia.  And we’re committed to seeing it through.  But as I travel around the world, and I’m heading to India -- I’m about to cross the 700,000-mile barrier since Vice President, not counting the previous 36 years -- but I hear questions wherever I go, questions in Asia about whether we’re truly committed to this rebalance.  I’ve also heard questions in my recent trips to Europe, with European leaders, about whether or not we’re going to be leaving Europe behind. 

It should be clear on its face, we’re not leaving Europe.  I recently spoke to the European nations, NATO members and EU members, in Munich.  And I said that Europe remains “the cornerstone of our engagement with the rest of the world.”  That is a fact.  We’re not going anywhere. 

As a matter of fact, we’re absolutely convinced that our engagement in the Pacific is in the overwhelming self-interest of Europe.  We’re convinced the combination of new transatlantic economic agreements that we’re now negotiating and the Trans-Pacific Partnership I’ve discussed, they reinforce one another.  They are not at odds with one another.  Together, they’re designed to update and strengthen the global economic rules of the world in the 21st century.

Europe, just like us, will benefit greatly as well from stability in the Pacific, in Asia.  And by the way, there is no reason why we cannot bring greater focus to the Asia-Pacific and keep our eye on the ball in the Middle East.  Folks, that’s what big powers do.  To use the vernacular, we can walk and chew gum at the same time.  That’s what big powers do. 

And there is no evidence that we are taking our eye off the ball -- as we should [sic] in the Middle East, leaving Europe or not intending on following through on our rebalance in the Asia-Pacific area.

Folks, we’re better positioned than any time before to be able to do it all.  I know you’ll think it sounds like a campaign assertion I’ve been making for years, but America is back.  When I was last in China, as I pointed out to the Chinese leadership, it’s never, never, never been a good bet to bet against America.  The resiliency of the American people and the nature of our system -- America is back. 

To paraphrase Mark Twain, the reports of our demise are very premature.  Our businesses have created 7.2 million jobs since we’ve taken office.  We’ve gone from losing more than 400,000 jobs a month, over 12 months in 2009, to creating over 200,000 jobs per month thus far this year.  Manufacturing is back -- the biggest increase in manufacturing in nearly 20 years.  And an awful lot of high-tech companies are looking to come home. 

There’s a reason for it.  American workers are incredibly productive -- three times as productive as Chinese workers, to give you one example.  They can be assured their intellectual property will be protected.  We have a transparent court system that will enforce contracts. 

Our deficit is down more than 50 percent as a share of the economy since we took office.  Household wealth -- over $17 trillion in household wealth was lost in the Great Recession we inherited.  It’s all back.  We’re producing more energy from all sources.  We now have over 100 years’ supply of natural gas that would enable us to meet every single need we have in America -- energy need for the next 100 years.  We’re the largest natural gas producer in the world -- another reason why companies are coming back.  The cost is a third to a fifth of what it is around the world.

We are prepared to help other countries as well.  Our oil imports are the lowest they’ve been in the last 20 years.  And I believe -- if my colleagues from abroad will forgive me, I believe we remain the most innovative country in the world. 

But I also think, folks, that the rest of the world understands why this is happening, and it’s not just the good fortune of having shale gas or having two oceans, et cetera.  I think it’s because of the enduring strength of our people and of our system.  For all our difficulty in education for our children, they’re still taught to challenge orthodoxy.  No one in America is diminished or punished for challenging orthodoxy. 

It’s the only way there can be a breakthrough, is to challenge orthodoxy -- where competition is fair; where people have a right to express their views, practice their religion, and decide their future.  These are universal values.  They’re not unique to Americans.  I believe there is no Asian exception to the universal desire for freedom. 

And the issues that young people are seized with all across Asia and the world -- corruption, land rights, pollution, food and product safety -- these are all fundamentally linked to openness and transparency, to greater rights and freedom.

In my humble opinion, no nation has to adopt the exact system we have.  That’s not what I’m suggesting at all.  But it’s awful hard to be innovative where you can’t breathe free.  It’s awful hard to make significant technological breakthroughs where orthodoxy is the norm. 

In my humble opinion, the very things that made us such a prosperous, innovative and resilient nation -- our openness, our free exchange of ideas, free enterprise and liberty -- all of which have their downsides, as we’ve recently seen in Boston and other places -- they have downsides -- but we would not trade them for all the world. 

Presumptuous for me to say, because you never tell another leader what’s in their interest, never tell another country what they should do.  But I believe these elements are the fundamental ingredients for success for any nation in the 21st century.

There was that famous line by the founder of Apple, when asked at Stanford, what do I have to do to be more like you?  And his response was, think different.  You can only think different where you can think freely, where you can breathe free air.

So let me conclude by saying we see, as Neera said, this is not a zero-sum game.  It’s overwhelmingly in our interest that India continues to grow.  It’s overwhelmingly in our interest that China grows.  It’s overwhelmingly in our interest that the world economy grow.  Because we believe Asia’s success is fundamentally linked to ours.

So the President and I are going to continue to reach across the ocean, both east and west, particularly to the indispensable Pacific nations, to help us shape a prosperous future, for America, for their people, and I would argue for the world. 

Thank you all for being so gracious and listening.  Thank you.  (Applause.) 

                                               END                               2:04 P.M. EDT

 

The White House

Office of the First Lady

Remarks by the First Lady at Urban Alliance Youth Event

Columbia College
Chicago, Illinois

11:31 A.M. CDT

MRS. OBAMA:  Thank you, Mr. Mayor.  Good morning, you guys.

STUDENTS:  Good morning.

MRS. OBAMA:  I am thrilled to be here.  I mean, in addition to giving me an excuse to come home and sleep in my own bed -- (laughter) -- it’s really a treat for me to spend time with you guys.  And I’m really looking forward to hearing from you.  I’m not going to talk long.  We will talk and discuss, and I hope you guys let your guards down and we can just really talk, and answer questions.

But I also want to hear about your experiences as interns -- how it has changed your world view, your vision about what kind of life you can have for yourself; what have been the challenges; what would you tell other young people in similar situations; how would you guide the next generation.  I’m going to -- a nice conversation.

But I want to take this time to congratulate everyone involved with Urban Alliance, particularly the staff I know who worked so hard to make this happen, and people who are so committed:  to all the funders, to the business leaders who have made these internships possible, to you all students for having the courage to step outside your comfort zones.  That was probably initially pretty scary.  I know that feeling.  I was you guys -- I say that all the time -- living on the South Side, looking at these buildings, wondering what it was like to work in those offices, finding real opportunities for myself, when I didn’t have networks or connections.

So this is a very special program.  And I wanted to be here because I want all the business leaders and community leaders around the country to understand that this is part of the answer.  Programs like these are the answer in so many ways to stemming the tide of violence for kids in so many communities, giving them an opportunity to envision a world outside of gang banging and hanging on the streets, dropping out.  You have to be able to envision a different life for yourself, right, to know what’s out there, to know what’s going on downtown in order to know what you want to work for.

So there should be programs like this in every corner of this country.  We have the resources.  We’ve got the leadership.  We have the knowhow.  We have the model.  So now we have to ramp it up.  So I wanted to be here to highlight what you all are doing, because you all are the models for what we could see in cities all across this nation.  So I’m so proud of you all and I’m looking forward to talking to all of you.  So get your talking juices up.  (Laughter.)

But I also want to congratulate my dear friend Amy Rule for her strong support of this initiative from the very beginning.  When I -- I’ve known Amy for a while, and she’s always talked about this, the work here.  She’s always been invested.  And as First Lady of this city and as a mother, as a professional, as a smart, sharp woman, she of all people knows the value of this kind of investment in our young people.  And I’m so proud of her for taking this on.  Because there is no better voice, and Amy knows that we all have to use our positions to lift up programs like this.  And you all are going to have to do the same thing because you all are headed for great places.

So we all have to use our positions, that spotlight we have, that platform, to help show young people around this country that there’s so much to dream for.  So I want to thank Amy -- so proud of you.  And I’m going to turn it over to you to get things started.  (Applause.)

MRS. RULE:  Thank you, Mrs. Obama.  It’s a privilege to welcome you to Urban Alliance and to introduce you to our first class of Chicago interns.  And as you’ve heard, our inaugural year has been a great success.  All of our students have graduated from Chicago public high schools and they all will be continuing their education this fall.  We’re thrilled about that.  (Applause.)

It’s been a rewarding year, and we all take great pride in all of your accomplishments and your hard work.  And I know it was a lot of hard work and a lot of hours.  We’ve really been so proud to watch all of you, for example -- including, for example, watching Ron (ph) develop an interest in pursuing law, having interned at Skadden; watching José (ph) assume real responsibilities in the world of banking at BMO Harris.  And these young people here today would not have had these fabulous opportunities without the yearlong training and guidance of our fabulous and talented Urban Alliance staff, who you were able to meet.

So I’m also very deeply grateful to the 60 Chicago companies who agreed to host our first group of interns and mentor them throughout the course of the year and continuing through this summer.  When I look at all of you today, it’s hard for me to believe that you are the same group of young people that I met just about a year ago, in your low-slung jeans -- (laughter) -- colorful hair, some creative piercings.  (Laughter.)  I’ll leave it at that, but there’s more.  (Laughter.)

So today, you all look amazing.  You really do.  You’ve all grown into young professionals who have the training and the work -- the real-world work experiences that I hope will open doors for you for the rest of your lives.  And I’m so proud of you. 

I could speak for a long time, but we all want to hear from you so we’re going to turn to Steven O’Neal, who has been interning this year at Walgreens, and he’d like to tell us a little bit about his experience with Urban Alliance.

Steven.  (Applause.)

MR. O’NEAL:  Thank you, Amy.  I’d also like to say that I welcome you, Mrs. Michelle Obama.  We all appreciate you coming here today, flying from D.C. all the way out here for us. 

MRS. OBAMA:  It’s okay.  (Laughter.)

MR. O’NEAL:  As Amy has already told you, my name is Steven O’Neal, Jr.  I worked with the Walgreens Corporation through the Urban Alliance program, within the social media department.  In the social media department, I had the pleasure of creating my own company competitor analysis through PowerPoint presentation form, and I’ve even seen my own personal ideas go into work on the Walgreens Facebook page.  (Laughter.)

But before I go into details about my internship, I’d like to tell you personally my top three moments in my life, the first one being the birth of my son, Steven O’Neal III. 

MRS. OBAMA:  How old is he now?

MR. O’NEILL:  He’s eight months.  The second being the first day he called me daddy.  And the third, I believe, would be this moment right here with you all in this room.  Because where I come from, a lot of black men are looked down upon as we won’t make it in life; all we want to do is run the streets and sell drugs.  Well, that is completely wrong.  I’m proud to say that I graduated on time from Percy L. Julian High School.  (Applause.)

During my internship at the Walgreens Corporation, through the Urban Alliance program, I’ve learned many, many very important things.  The first thing that I learned was how to dress myself professionally.  (Laughter.)  Someone -- okay, a lot of people say not to judge a book by its cover, but as I walk through this room dressed as a young business African American professional, I was treated and respected as one. 

The second thing that I learned was punctuality.  Someone who is not on time is not dependable, and someone who is not dependable is otherwise expendable, because time and presentations wait for no one. 

The third thing that I learned was communication.  Someone who is honestly sick can lose out on a good job and great career opportunities just because they didn’t inform their superiors that they were sick. 

During my school year, I had the pleasure of working from 2:00 to 5:00, making $8.25 an hour, working four days a week.  But now, I’m proud to say through blood, sweat and tears and -- (laughter) -- performance evaluations, I’m now making $10 an hour working from 9:00 to 5:00, four days a week.  (Applause.)

Before the Urban Alliance program, I didn’t have any plans to go to college or I didn’t really know what I wanted to do in life.  But now, I’m proud to say that I will be attending Malcolm X College to be certified as an emergency medical technician so that I can become a firefighter.  (Applause.)  The two things that encouraged me to become a firefighter is, one, I want to be able to support my family, and two, I wanted to choose a career where I knew that my son would be proud of his father for going into it.  (Applause.)

Before the Urban Alliance program came into my life, I really didn’t know what I was going to do, though.  I’ve seen a lot of kids go down a different route.  Living in this city and the bad neighborhoods that we all live in, it’s hard to keep our minds focused on the good things.  That’s why I thank God for the Urban Alliance program and my program coordinator, Ricardo Hernandez, and my mentor at the Walgreens Corporation, Samantha Ogborn, because those two people have instilled in me that only through education can I attain my future, and that I can always do better than even my best. 

I thank God for the program and these people because without them, I don’t believe that I would be the man that I am before you, and I believe what they’ve done for me, they can do for anyone in this nation.

Thank you.  (Applause.)

MS. RULE:  Thank you, Steven.  That was wonderful, we appreciate you sharing that.  Now, I think we're going to turn to Briana behind you to ask the first question of Mrs. Obama.  (Applause.) 

Q    My name is Briana Miller.  I'm an intern at Burson-Marsteller PR Firm, and I will be attending Trinity College in Harper Connecticut come next month.  Like yourself, Mrs. Obama, I come from a modest background -- I was raised in subsidized housing on Chicago's South Side, and my family always put education first.  I went to an elementary school that was conducive to my thirst for knowledge, but attended a high school that was on probation.

MRS. OBAMA:  What high school?

Q    Dunbar Vocational Career Academy.  But despite that, I worked hard and was blessed enough to get into Trinity College.  And just knowing the challenges that come along with being an African American woman in low-income living, and being admitted to a school where the majority of students are from the opposite end of the spectrum, what words of wisdom might you have for a young lady who is dedicated to success but sometimes not quite sure of herself?

MRS. OBAMA:  Great question.  Thank you, Briana.  Well, first of all, congratulations on making it through Dunbar and getting into the college of your dream, very proud of you -- proud of all of you, again.  What I would say -- I can clearly relate, because growing up on the South Side and then -- one minute on 74th and Euclid, the next minute in a dorm room at Princeton University -- which is probably the iviest of the Ivy League (laughter) -- it helped that my older brother was there, and that helped me just a little bit. 

And that was really the only reason I even thought to apply to Princeton, because nobody was telling me to apply to Princeton.  Nobody was saying, you are so smart and you're so on it, you should apply here.  I applied because my brother got in, and as I said, I knew I was smarter than him.  (Laughter.)  So I -- it was clear.  And he played basketball, so one of the reasons he was recruited was because he was a scholar athlete.

So he opened my eyes to the possibility of going -- reaching beyond even my wildest imagination.  But that still didn’t erase the fact that you go onto a campus where everyone is wealthy.  I met the granddaughter of the person who the dorm was named after -- it was just like, really?  (Laughter.)  There was just a whole world of people and privilege and opportunity.  I found out that you could actually study for the SATs, and people actually did.  I was like, I didn’t know that.  (Laughter.)  That would have been nice to know.  There were just a lot of opportunities that kids like that had that I didn’t even know existed.

But the thing that got me through was what got me in, which was finding my base of support there.  So whatever you do -- when you get to Trinity, you want to replicate what you've done here.  You don’t want to -- don’t feel like you have to change anything fundamentally about yourself.  What's going to get you through Trinity is having a strong support system.  And that can come in the form of friends around campus, because there will be a cohort of people that you will trust and you will identify with. 

Know that you can't do this alone.  You want to find teachers, you want to find advisors, you want to find -- one of my mentors was the woman who headed the Third World Center.  She was such a terrific ally.  I used to babysit for her, I used to have dinner over her house.  She was just the adult in my life who just gave me that sense of home.  So you would go onto campus and something would happen, and you could go over and talk to her and just let off steam and then get up and get back in there and get what you needed to get done done. 

So know that you can't do it by yourself, and you don’t have to.  The mentors that you've created through this program -- take them with you.  Because you just want to have a head's up.  And there are a lot of people who can give you a sense of what college is going to be like, what dorm life is going to be like, how to structure your time and your courses.  Don’t be afraid to ask for help, and use your voice.

And what you will find is that you have so much more to contribute than you think.  Your perspective on life is different from your classmates'.  Your observations, your judgment will be different and many times better.  So you don’t want to suffocate that voice.  You want to go in owning your experiences and your background. 

That’s one of the reasons why, as First Lady, I talk about my background -- because I'm proud of it.  Growing up on the South Side; not having a lot of resources; struggling through some of the best schools; being one of a few black women in the room at a board room, at a table -- that has prepared me for this. 

So I embrace my background.  And I want all of you to do that no matter where you go.  You do not turn your back on what got you here, okay?  Because that is the thing that’s going to get you through, all right?  Does that help?  You can do this, girl.  You can do this.  You got through the hard part.  (Applause.) 

END
11:46 A.M. CDT

The White House

Office of the Press Secretary

Remarks by the President on the Affordable Care Act

East Room

11:30 A.M. EDT

THE PRESIDENT:  Thank you.  (Applause.)  Thank you very much.  Thank you so much, everybody.  I want to thank Morgan for that introduction.  And I want to thank all of you for being here.  There are a couple of people that I want to make sure to especially acknowledge. 

First of all, the Leader of the Democrats in the House of Representatives and somebody who worked harder than just about anybody to get the Affordable Care Act into law, Nancy Pelosi.  (Applause.) 

We have some outstanding members of Congress here, some mayors and elected officials who are here.  I want to give a special shout-out -- I’m not going to introduce all of them because it would take too much time and I might miss somebody.  But there is one person who’s standing in front -- sitting in front, who I want to acknowledge just because he has served for decades, and for decades fought to make sure that everybody had affordable, accessible coverage, and we’re so proud of him -- John Dingell.  (Applause.)  Congressman from Michigan.  (Applause.)

So I want to welcome everybody to the White House.  Every day, across the country and certainly here in the White House, there are people who are working as we speak to implement the Affordable Care Act and to deliver the security of quality, affordable health care to more Americans. 

The good news is that starting October 1st, new online marketplaces will allow consumers to go online and compare private health care insurance plans just like you’d compare over the Internet the best deal on flat-screen TVs, or cars or any other product that is important to your lives.  And you’re going to see competition in ways that we haven’t seen before.  Insurance companies will compete for your business.  And in states that are working hard to make sure this law delivers for their people, what we’re seeing is that consumers are getting a hint of how much money they’re potentially going to save because of this law.  In states like California, Oregon, Washington, new competition, new choices, market forces are pushing costs down.

Just yesterday, state officials in New York announced that average premiums for consumers who buy insurance in their new marketplace will be at least 50 percent lower next year than they are today.  Think about that -- 50 percent lower.  (Applause.)  So for people like Morgan who are self-employed, who have to buy on the individual market, they’re suddenly going to see opportunities not just for the rebates we discussed, but also for even greater savings in their monthly premiums. 

So if you already buy insurance on the individual market, meaning that you don’t get insurance through a big group plan through your employer, that could mean thousands of dollars a year that can go towards paying a mortgage, or putting a kid through college, or saving for retirement.  And what this means is that hundreds of thousands of New Yorkers who don’t have insurance will finally be able to afford it -- because these exchanges, this big pool is going to reduce the cost, and you may qualify for health care tax credits; middle-class families will potentially qualify for these credits that will bring the cost down even more. 

So this is just an example of how the Affordable Care Act is doing what it’s designed to do:  deliver more choices, better benefits, a check on rising costs, and higher quality care.  That's what it was designed to do, and we’re already seeing those effects take place.

Now, I mention all this because yesterday, despite all the evidence that the law is working the way it was supposed to for middle-class Americans, Republicans in the House of Representatives voted -- for nearly the 40th time -- (laughter) -- to dismantle it.  We’ve got a lot of problems in this country, and there’s a lot of work that Congress needs to do:  get a farm bill passed, get immigration reform done, make sure we’ve got a budget in place that invests in our children and our future.  And yet, instead we’re refighting these old battles.  (Laughter.)  Sometimes I just try to figure out why.  Maybe they think it’s good politics.  But part of our job here is not to always think about politics.  Part of our job here is to sometimes think about getting work done on behalf of the American people, on behalf of the middle class and those who are striving to get into the middle class.  (Applause.)

And so the progress that we’re seeing in California and Washington and Oregon and now New York, that's progress that we want to make sure we’re seeing all across the country.  Because there are still millions of people out there who not only want to get health insurance, but many who have health insurance who deserve a better deal and deserve the kinds of savings that the Affordable Care Act will offer.

Now, if you’re one of the 85 percent of Americans who already have health insurance -- could be through your employer, or through Medicare, or through Medicaid -- you already have an array of new benefits in place.  You don't have to wait until October 1st.  You’re already getting benefits even if you don't know that it’s because of the Affordable Care Act.  You’re getting better protections.  You’re getting more value for each dollar that you spend on your health care. 

And that last point -- the issue of getting better value for your buck -- is what I want to focus on today.

For years, too many middle-class families saw their health care costs go up and up and up, without much explanation as to why or how their money was being spent.  But today, because of the Affordable Care Act, insurance companies have to spend at least 80 percent of every dollar that you pay in premiums on your health care -- not on overhead, not on profits, but on you. 

Now, many insurance companies are already exceeding this target, and they’re bringing down premiums and providing better value to their customers.  But those that aren’t now actually have to reimburse you.  If they’re not spending your premium dollars on your health care -- at least 80 percent of it -- they’ve got to give you some money back. 

Last year, millions of Americans opened letters from their insurance companies -- but instead of the usual dread that comes from getting a bill -- (laughter) -- they were pleasantly surprised with a check.  In 2012, 13 million rebates went out, in all 50 states.  Another 8.5 [million] rebates are being sent out this summer, averaging around 100 bucks each.  And for families like Morgan’s that are working hard, every dollar counts.  It makes a difference.   

As she said during her introduction, she’d been buying insurance on the individual market in Maryland for years.  After she got a rebate for the first time -- and I’m quoting Morgan now -- she said, “It felt like someone was actually being held accountable for the dollars I was spending on health care.”  That’s one of core principles of the Affordable Care Act -- holding insurance companies and providers accountable so that we all get a better deal. 

Dan Hart, who’s here, from Chicago, had read these rebates were happening.  But he didn’t think anything of it until he got a check in the mail for $136.  And Dan is a father of two, and as any parent will tell you, those kids, they suck up a lot of money.  (Laughter.)  Am I right?  (Laughter.)  Absolutely.  So he used his rebate to pay some bills. 

Rick Shewell and Claudia Diamond co-own a stationary store in Arlington, Virginia.  They knew about the provisions of the Affordable Care Act, but, Rick said, “I figured we’d never see the money.”  So it was a complete surprise when they got a rebate for $320 -- put that money right back into their small business.

And this is happening all across the country, and it’s happening because of the Affordable Care Act.  It hasn’t been reported on a lot.  I bet if you took a poll, most folks wouldn’t know when that check comes in that this was because of Obamacare -- (laughter) -- that they got this extra money in their pockets.  But that's what's happening.

Now, even if you don't get a rebate, even if you didn't get a rebate there’s a good chance that these reforms are helping you as well, because one easy way to meet the goal of spending 80 percent of every dollar on care is to charge less for your care.  Now, we've got more work to do to get rising health care costs under control.  And some of the gains that we've made, some of the progress we've made in slowing the rise of health care costs isn't always passed on to workers.  Sometimes companies may keep it and they are charging their employees a higher co-pay or higher deductible, or in some way shifting some costs onto some workers. 

But generally speaking, what we've seen is that health care costs have slowed drastically in a lot of areas since we've passed the Affordable Care Act.  We've got a lot more work to do, but health care inflation is not skyrocketing the way it was.  And because of this new rule, because of the fact that it improves the value of the coverage that you purchase, last year alone, Americans saved $3.4 billion in lower premiums.  That’s $3.4 billion on top of these rebates.

So that’s just one way this law is helping middle-class families.  But it represents everything the Affordable Care Act means for folks who already have insurance:  better benefits, stronger protections, more bang for your buck -- the basic notion that you ought to get what you pay for. 

Now, I recognize that there are still a lot of folks -- in this town, at least -- who are rooting for this law to fail.  Some of them seem to think this law is about me.  It's not.  I already have really good health care.  (Laughter.)  

It’s about the dad in Maryland who, for the first time ever, saw his family’s premiums go down instead of up.  It’s about the grandma in Oregon whose free mammogram caught her breast cancer before it had a chance to spread.  It’s about the mom in Arizona who can afford heart surgery for her little girl now that the lifetime cap on her coverage has been lifted.  It’s about the folks here today who got a little bit of relief. 

And I’m curious -- what do opponents of this law think the folks here today should do with the money they were reimbursed?  Should they send it back to the insurance companies?  Do they think that was a bad idea to make sure that insurance companies are being held accountable?  I know that's not what these folks think. 

So the upshot is the American people deserve a fair shot.  They expect businesses to play by a fair set of rules.  And that’s why this fight is so important.  Our broken health care system threatened the hopes and the dreams of families and businesses across the country who feared that one illness or one accident could cost them everything they’d spent a lifetime building.  And step by step, we’re fixing that system. 

It’s hard.  This is a big country, and the health care industry is massive and there are tons of providers.  And so as we implement, there are going to be glitches and there are going to be certain states that for political reasons are resisting implementation.  And we're just steadily working through all that stuff.

The same was true when Medicare was started.  The same was true when Social Security got started.  There were folks who, for political reasons, resisted implementation.  But once it got set up, people started saying, this is a pretty good deal; it gives me a little more security.  It’s part of that basic bargain that if you work hard, if you're doing the right thing, that you can get ahead in this country -- and that you can provide some basic protections for your family.

And health care is at the heart of it; it’s part of it.  Affordable health care is not some privilege just for the few.  It’s a basic right that everybody should be able to enjoy.

So we're going to keep fighting to secure that right -- to make sure that every American gets the care that they need, when they need it, at a price they can afford.  That’s the America we believe in.  That’s what families deserve.  That’s what we’re going to keep on working to deliver.  We're going to keep on working to make sure many people around this country who are already paying premiums are getting cheaper prices, that the money is being actually spent on their health care, that you're not having to worry about the fine print, and that if you don't have health insurance, you finally are in a position to get some at an affordable price -- to give you and your family the kind of security you deserve.

That's something that everybody should support.  That's not something that should be subject to politics.  If the folks who have been trying to make political hay out of this thing, if they had some better ideas, I've already told them I'm happy to hear them.  But I haven't heard any so far.  (Laughter.)  What I've heard is just the same old song and dance.  We're just going to blow through that stuff and just keep on doing the right thing for the American people.

So thank you very much.  (Applause.)

END
11:47 A.M. EDT

The White House

Office of the Press Secretary

Remarks by the President on the Confirmation of Richard Cordray as Director for CFPB

State Dining Room

11:04 A.M. EDT

THE PRESIDENT:  Well, for decades, the middle class in this country was the engine that powered the economy, and that allowed us to all grow together.  Hard work paid off.  Responsibility was rewarded.  It was that basic bargain that made this country great -- that no matter who you are or where you came from, you could make it if you put in enough blood, sweat and tears.

But over time, a winner-take-all philosophy began to take hold and it delivered huge rewards to those at the very top, but left everybody else working harder and harder just to stay afloat.  A lot of families took on more debt just to keep up.  Mortgages were sold that people really didn’t understand and, in some cases, couldn't afford.  The financial sector was able to make huge bets with other people’s money.  And that strain of irresponsibility eventually came crashing down on all of us. 

Now, I ran for President to restore that basic bargain.  I ran because I believed that our economy works best not from the top down, but from the middle out and from the bottom up, where you’ve got a rising, thriving middle class and ladders of opportunity for everybody.

So four years ago, even as we were working on restoring the economy and dealing with the immediate crisis, we also wanted to figure out how do we set new rules for the road to make sure that a few bad apples in the financial sector couldn't break the law, or cheat consumers, or put the entire economy at risk. 

And I was fortunate even when I was running for President to have some friends like Elizabeth Warren, who had already done a lot of academic work on this and had a whole series of ideas about how we might start making sure that consumers were treated better, and as a consequence, take some of the risk out of the system.  And because of those conversations and that work, and because of some terrific efforts by other members in Congress, we were able, for the time in history, to get a consumer watchdog on the job -- to look out for the interests of everyday Americans.  And I am very proud to say that last night, Rich Cordray was finally confirmed -- (laughter) -- by the United States Senate to keep serving as America’s consumer watchdog and as the Director of the Consumer Financial Protection Bureau.  So we’re very pleased about that.  (Applause.) 

I first nominated Rich for this position two years ago this week.  (Laughter.)  He was eminently qualified.  He had the support of Democrats and Republicans from across the country.  A majority of state attorneys general from both parties -- Rich’s former colleagues -- called on him to be confirmed.  And for two years, Republicans in the Senate refused to give Rich a simple yes-or-no vote -- not because they didn’t think he was the right person for the job, but because they didn’t like the law that set up the consumer watchdog in the first place.

But without a director in place, the CFPB would have been severely hampered.  And the CFPB wasn’t able to give consumers the information they needed to make good, informed decisions.  Folks in the financial system who were doing the right thing didn’t have much certainty or clear rules of the road.  And the CFPB didn’t have all the tools it needed to protect consumers against mortgage brokers, or credit reporting agencies, or debt collectors who were taking advantage of ordinary Americans. 

As a consequence, last year, I took steps on my own to temporarily appoint Richard so he could get to work on their behalf.  And Americans everywhere are better off because he did. And thanks to not only Rich, but his terrific team -- I know many are represented here -- we’ve made real strides, even despite the fact that the agency was hampered by the confirmation process. 

And I would argue that part of the reason we were able to finally get Rich confirmed today is because he’s shown through his leadership and because of the very hard work that everybody at the CFPB has already done that this is making a difference in the lives of the American people -- a positive difference day in, day out.  It’s hard to argue with success.

So, yesterday, Richard was officially confirmed.  I want to thank Senators from both parties, including Senator Reid, Senator McConnell, Senator McCain, for coming together to help get Rich confirmed.  And obviously, Elizabeth, who wasn’t a senator when she thought this up, but is now a senator -- she was poking and prodding people for a long time -- (laughter) -- to help make it happen.

Senator Reid’s leadership, in particular, was obviously instrumental in getting this done, and I couldn’t be more grateful to him. 

And together, we’re giving Americans a guarantee that the protections they enjoy today will still be around next year, and the year after that, and the year after that, and for years to come.

While we’re on the topic of nominations, I also want to thank the Senate for agreeing to give my other nominees who’ve waited far too long the votes that they deserve.  These are all highly qualified men and women who are just ready to go to work for the American people -- for students and for seniors, for veterans, for middle-class families.  Special interests, they’ll always have their lobbyists.  They’ll always have the capacity to tilt the system in their favor.  But middle-class folks deserve leaders who are going to stand up for them as well on a day-to-day basis, in the trenches.

So let me use this opportunity to remind people of what the Consumer Financial Protection Bureau under Rich’s leadership can do and has done already, even in some difficult circumstances.

Today, if you want to take out a mortgage or a student loan or a payday loan, or you’ve got a credit reporting agency or debt collector who’s causing you problems -- maybe they're not playing by the rules, maybe they're taking advantage of you -- you have somewhere to go.  The CFPB has already addressed more than 175,000 complaints from all across the nation, giving people an advocate who is working with them when they're dealing with these financial institutions that may not always be thinking about consumers first.

Today, as part of the CFPB’s “Know Before You Owe” efforts, students and their parents can get a simple report with the information they need before taking out student loans.  And more than 700 colleges have joined to make this information clear and transparent.   It’s making a difference.

And by the way, if you’ve noticed that some credit card forms are becoming easier to understand than they used to be, that’s because of the work of Rich’s team and other folks across this administration have done to make sure that people understand the kinds of debts that they're taking on through their credit cards.

Today, veterans have access to tools that they need to defend against dishonest lenders and mortgage brokers who try to prey on them when they come home from serving their country.  Today seniors are better protected from someone who sees their homes or their retirement savings as an easy target for get-rich-quick schemes. 

And thanks to the hard work of folks at the CFPB, so far    6 million Americans have gotten more than $400 million in refunds from companies that engaged in unscrupulous practices.

So this is not just some abstract, theoretical exercise.  Families, many of them hard-pressed, have money in their pockets, maybe, in some cases, saved a home or were able to send their kids to college, because of the work that Rich and his team is doing right now.  And that’s money that oftentimes families didn’t have the power to recover before.

So Americans are better off because of what Rich has done as our consumer watchdog and his outstanding team is doing each and every day.  And, by the way, that’s just the tangible benefits that we know of, that $400 million in refunds.  But part of what happens is when you've got a watchdog, people don’t try as many things.  And everybody starts tightening up their practices because they know somebody is watching.  And so that has ripple effects throughout our economy.

So Americans everywhere are better off because of the work that these folks have done.  And now that Rich has gotten the yes-or-no vote he deserved, businesses and consumers have more certainty than they did before that this will continue.

So we've come a long way over the last four and a half years.  Our economy is growing.  Our businesses have created 7.2 million new jobs over the past 40 months.  We've locked in new safeguards to protect against another crisis, and we are making sure that we are doing everything we can to change the incentives inside the financial system and try to end tax-funded -- taxpayer-funded bailouts for good.  And even though more work remains, our system is fairer and it's more sound than it was when the crisis hit. 

Of course, we've still got a long way to go to restore that basic bargain, to restore that sense of security that too many middle-class families still are fighting to rebuild.  But if we just keep letting people like Rich do their jobs, if we let all these incredible young people know that you're going to keep on going for a long time, you're building something that will last beyond our government's service and we'll be providing protections for generations to come -- and if we keep focused on that North Star -- a rising, thriving middle class, an economy where prosperity is broad-based -- then I'm confident that we're ultimately going to get to where we need to go.

So I want to thank everybody.  And I just want to give Rich a quick chance to say something.  (Applause.) 

MR. CORDRAY:  Thank you.  I want to thank the President -- this President, in particular, who has believed in us from the beginning.  I want to thank the Senate and the senators for the chance to persevere and be confirmed as the director of this Consumer Financial Protection Bureau.  All I ever asked for, all I ever worked for was to have a chance to have an up-or-down vote on the merits, and I thank them for that.

For nearly two years, as the President indicated, we have been focused on making consumer finance markets work better for the American people.  Today's action -- the action -- I was sworn in by the Vice President this morning, and the Senate confirmation -- means that there will be certainty for those markets and for the industries we oversee.

For me, it also reaffirms that our central responsibility is to stand on the side of consumers and see that they’re treated fairly, just as the President described it.  It’s something that people deserve.  It’s something that they want and need.  And we’re there to try to provide it. 

We will continue that essential work and each one of us -- those of us here and those of us in Washington and around the country who work for this new Consumer Bureau, including most especially myself -- we’re grateful for the opportunity that you’ve given us to serve our country in this important way.

Thank you.  Thank you, sir.  (Applause.)

END 
11:16 A.M. EDT

The White House

Office of the Press Secretary

Remarks by President Obama and President George H.W. Bush at Points of Light Award Ceremony

East Room

1:55 P.M. EDT

PRESIDENT OBAMA:  Well, good afternoon, everybody.  And on behalf of Michelle and myself, welcome to the White House. 

Twenty-three years ago, President George H.W. Bush began a tradition.  He knew that across the country every day, Americans were finding ways to serve others and give back to their communities -- often with very few resources and very little recognition.  And President Bush knew that their good works were valuable to the people they helped -- but beyond that, he knew that their spirit of service was vital to our national character.  So he created an award, the Daily Point of Light Award, to recognize Americans who serve their neighbors and communities in innovative ways that inspire us all.

And for the rest of his presidency, nearly every single day, President Bush gave someone a Daily Point of Light Award.  And after he left the White House, he kept going and going and going -- in between skydiving and other activities -- (laughter) -- he kept going, which should come as no surprise, since we’re talking about somebody who has served his country in such extraordinary ways.  And when you do a parachute jump at the age of 85, not just a parachute jump, but another parachute jump -- I believe his seventh -- this is somebody who’s not going to slow down any time soon.

So, today, we are extraordinarily honored to be joined by the family that helped build the Points of Light Foundation into the world’s largest organization dedicated to volunteer service.  President Bush, Mrs. Bush, Neil Bush -- we want to welcome you.  And we also want to recognize Michelle Nunn, the CEO of Points of Light.  It’s worth an applause.  (Applause.)

Now, this is not the first time President Bush and I have come together for an event like this.  Four years ago, I went down to Texas A&M University, where President Bush has his library, to help celebrate the 20th anniversary of Points of Light.  And I appreciated the warm welcome -- by which I mean the extremely loud “howdy” that I received.  (Laughter.)  I was deeply impressed by how invested the students there are in community service.  But, most of all, I was moved by how much they love President Bush. 

And now we’ve come together to mark another milestone.  As of this minute, 4,999 Points of Light awards have been presented to individuals and organizations across this country.  And so now I have the honor of joining President Bush in presenting number 5,000.  (Applause.)  Number 5,000.  (Applause.)

 About 10 years ago, Floyd Hammer and Kathy Hamilton were getting ready to retire.  They had been farming for years.  They had earned a break.  They planned to sail around the world.  And then their friend told them about a special place that they should visit along the way:  In a village in Tanzania, a volunteer mission was helping to renovate an HIV-AIDS clinic.  And Floyd and Kathy thought it sounded like a worthwhile detour. 

 When they arrived in Tanzania, the country was in the third year of a brutal drought.  People were starving and dying.  Many of them were children.  And having seen this, Kathy and Floyd simply had to do something about it.  And so their vision of a leisurely retirement was replaced by a new mission:  fighting global hunger. 

 Today, the nonprofit they created, Outreach, has distributed free meals to hungry children here in the United States and in more than 15 countries worldwide -- to date, more than 233 million meals.  They’ve gone to see many of the kids that they met in Tanzania grow up healthy and strong.  And this work, they say, is the most rewarding thing they’ve ever done.  And I have to say, having just been to Tanzania with Michelle, we can attest to how important this kind of work is, how it changes lives.

 It’s also fitting that later this week, on July 18th, people around the world will celebrate the legacy of the magnificent public servant, Nelson Mandela, by performing acts of public and community service.  And as people look for examples, Outreach provides an extraordinary demonstration of how service can lift people’s lives. 

 And so if the purpose of this award is to celebrate Americans who work to make our country and world a better place -- not for their own advantage or for any ulterior motives, but just to serve, pure and simple -- I can't think of anyone more deserving than Kathy Hamilton and Floyd Hammer.

 Now, before we actually present this award, I would be remiss if I didn't take a moment to honor the man who made this all possible.  He hates this, but I’m going to do it anyway.  (Laughter.) 

 Much has been said about President Bush’s own extraordinary life of service, but I’m not sure everybody fully appreciates how much he’s done to strengthen our country’s tradition of service.  In addition to this award, he created the first White House office dedicated to promoting volunteerism, and he championed and signed the National and Community Service Act.  By Washington standards, it was a modest law.  It involved little money; President Bush signed it with little fanfare.  But looking back, we see that it sparked a national movement.  By laying the groundwork for the Corporation for National and Community Service and AmeriCorps and Senior Corps, it gave tens of millions of Americans meaningful opportunities to serve.
And today, thanks to those programs and others like them, and thanks to the passion of leaders like President Bush and citizens who found the same passion over the years, volunteerism has gone from something some people do some of the time to something lots of people do as a regular part of their lives. 

Since 1989, the number of Americans who volunteer has grown by more than 25 million.  Service is up across age groups and across regions.  It’s now a graduation requirement in many high schools and colleges.  It’s embedded in the culture of businesses large and small.  And speaking for my family, volunteering has brought joy and meaning to Michelle and me and our daughters over the years, and I know that’s the case for many of your families, too. 

This national tradition may seem perfectly ordinary to many Americans, especially those who have grown up during this period.  But, in fact, it reflects tremendous progress.  And today we can say that our country is a better and a stronger force for good in the world because, more and more, we are a people that serve.  And for that, we have to thank President Bush, and his better half, Barbara, who is just as committed as her husband to service, and has dedicated her life to it as well.  (Applause.)

The presidents who followed President Bush have had the good sense to continue this work -- and not just because one of them calls him Dad.  (Laughter.)  Even after leaving office, President Clinton and both President Bushes have come together to help people affected by natural disasters here at home and around the world -- a reminder that service is not a Democratic or a Republican value, but it’s a core part of being an American.  And at the White House today, we’re proud to carry forward that legacy. 

I created the Office of Social Innovation and Civic Participation to find new ways to use innovation to strengthen service.  We expanded the Office of Faith-Based and Neighborhood Partnerships -- originally created by President George W. Bush -- which works closely with religious and community organizations across the country to help Americans in need. 

And today I want to announce a new task force, with representatives from Cabinet agencies and other departments across the government, to take a fresh look at how we can better support national service -- in particular, on some of our most important national priorities:  improving schools, recovering from disasters and mentoring our kids.  And this task force will be led by my team here at the White House, along with Wendy Spencer, who is here -- the CEO of the Corporation for National and Community Service -- who previously led the volunteer commission in Florida for Governor Jeb Bush.  So we've got a whole family thing working.  (Laughter.) 

In times of tight budgets and some very tough problems, we know that the greatest resource we have is the limitless energy and ingenuity of our citizens.  And when we harness that energy and create more opportunities for Americans to serve, we pay tribute to the extraordinary example set by President Bush.

And just to close on a personal note, Mr. President, I am one of millions of people who have been inspired by your passion and your commitment.  You have helped so many Americans discover that they, too, have something to contribute -- that they, too, have the power to make a difference. 

You’ve described for us those thousand points of light -- all the people and organizations spread out all across the country who are like stars brightening the lives of those around them.  But given the humility that's defined your life, I suspect it’s harder for you to see something that’s clear to everybody else around you, and that's how bright a light you shine -- how your vision and example have illuminated the path for so many others, how your love of service has kindled a similar love in the hearts of millions here at home and around the world.  And, frankly, just the fact that you're such a gentleman and such a good and kind person I think helps to reinforce that spirit of service. 

So on behalf of us all, let me just say that we are surely a kinder and gentler nation because of you and we can’t thank you enough.  (Applause.)  

So it is now my great pleasure to join President Bush and all of you in presenting this extraordinary award to an extraordinary couple who have done so much for so many people.  We are very grateful to them.  Floyd and Kathy, will you please step up and receive your award.  (Applause.)

(The award is presented.)

 PRESIDENT GEORGE H.W. BUSH:  My remarks are simply to say something nice about Neil, my son.  (Laughter.)  It’s not hard to do, and he’s been very active in this whole concept of volunteering, helping others.  And so it’s my privilege to introduce Neil, and first, of course, thank the President and Mrs. Obama for this wonderful hospitality.  It’s like coming home for Barbara and me with the rest of you just coming to this magnificent house and being greeted by this superb hospitality -- knows no bounds.

 So thank you all very much.  Now, Neil.  (Applause.)

*****

PRESIDENT OBAMA:  Well, thank you very much, Michelle, for your outstanding work.  To all the Points of Light Award recipients, we’re proud of you, congratulations, and keep up the great work.  You inspire us and make us want to do that much more, especially when you see young people who are already making such a difference and such an impact, it gives you enormous confidence that America, for all its challenges, will always meet them because we’ve got this incredible character.

 And with that, what I want to do is once again thank President and Mrs. Bush for their outstanding leadership.  We are so grateful to both of you.  I want to thank Neil for his leadership, and I want to make sure that everybody enjoys a reception.  I suspect the food may be pretty good.  (Laughter.)

 So thank you very much, all of you, for being here.  Thank you.  (Applause.)

END  
2:25 P.M. EDT