The New Law

Before reform, cancer patients and individuals suffering from other serious and chronic diseases were often forced to limit or go without treatment because of an insurer’s lifetime limit on their coverage. Insurance companies can no longer put a lifetime limit on the amount of coverage enrollees receive, so families can live with the security of knowing that their coverage will be there when they need it most.

Up to
people who typically hit their lifetime limits will benefit from this provision.

Along with nearly
102 mil.
consumers who will no longer have a lifetime limit on their insurance policy.


Before reform, insurance companies could cancel your coverage when you were sick and needed it most because of a simple mistake on your application. Under reform, this practice will be prohibited.

people have their coverage dropped each year because they got sick or made an unintentional mistake on their application.

Young adults will be allowed to remain on their parent’s plan until their 26th birthday, unless they are offered coverage at work.

Up to
1.8 mil
uninsured young adults could gain coverage through this provision of the new law.

Along with nearly
who purchase coverage in the individual market, could gain coverage.

Before reform, tens of the thousands of families have been denied insurance each year for their children because of an illness or pre-existing condition. New rules will prevent insurance companies from denying coverage to children under the age of 19 due to a pre-existing condition.

As many as
uninsured children will be extended health care coverage due to this provision.

Up to
children will no longer have certain benefits not covered because of a pre-existing condition.

Insurance companies' ability to place annual limits on care will be restricted.

By 2013, up to
people will gain coverage as a result of the ban on restrictive annual limits that insurers impose on nearly 18 million people today.