Health Care Blog
The Truth About Waivers: Protecting Coverage for Millions of Americans
Posted by on May 17, 2011 at 3:20 PM EDTToday, you might have seen news stories about waivers from certain provisions of the Affordable Care Act. There has been no shortage of confusion and deliberate obfuscation on this issue and we want to ensure you have the facts.
Under the Affordable Care Act, we have implemented new rules that phase out, by 2014, health insurance companies’ ability to slap restrictive annual dollar limits on the amount they will pay for your care. But between now and 2014, we also want to make sure workers are able to maintain their existing insurance, because on their own they would likely be shut out of the individual market or face unaffordable options. To do that, the Affordable Care Act allows the Department of Health and Human Services to issue temporary waivers from the annual limit provision of the law if it would disrupt access to existing insurance arrangements or adversely affect premiums, causing people to lose coverage. So far, we have granted 1,372 of these waivers to employers, health plans, and others in all 50 states, covering less than 2 percent of the insurance market and protecting coverage for more than 3.1 million Americans. We have been completely transparent about this process, announcing the waiver process in a regulation last summer, publishing clear guidance on the application process on our website, and posting a list of waivers we have granted on our website.
These temporary waivers will not be available beginning in 2014 when annual limits are banned and all Americans will have affordable coverage options. And millions of Americans – including many small business owners – will be able to shop for affordable coverage in new competitive marketplaces.
Learn more about Health CareStrengthening Social Security and Medicare
Posted by on May 13, 2011 at 1:11 PM EDTEvery year, I join my fellow members of the Social Security and Medicare Board of Trustees to issue reports on the financial health of these essential programs. This year’s reports, released today, show that Medicare and Social Security are strong, but there is far more work to be done. And as we move forward, it is critical that Democrats and Republicans continue to work together to address the long-term solvency of the programs so that we keep the promise of Medicare and Social Security to future generations of Americans.
The Social Security Board of Trustees report shows that Social Security has sufficient assets to continue to provide benefits for seniors and people with disabilities in the coming decades. The combined Social Security Trust Funds have resources to pay full benefits for the coming 25 years.
Learn more about Health CareMaking Medicare Stronger, Improving Care, Saving Money
Posted by on May 12, 2011 at 1:46 PM EDTToday, the Centers for Medicare and Medicaid Services (CMS) released a new report outlining some of the steps our Administration has taken to strengthen the Medicare program, save money and improve the quality of care for our seniors. The report finds that the tools in the Affordable Care Act and other steps we have already taken will save nearly $120 billion for Medicare over the next five years and help deliver better care to people on Medicare.
Many of these reforms were made possible by the Affordable Care Act. The new law rewards doctors and hospitals for providing high-quality care and offers new tools to help law enforcement and the Medicare program crack down on waste fraud and abuse. Other steps like improving care for patients with disabilities and bringing down the cost of durable medical equipment build on initiatives undertaken at CMS that will also reduce costs. And we recently announced the launch of the Partnership for Patients, a new public-private partnership that will help improve the quality, safety, and affordability of health care for all Americans. Already, more than 3,000 organizations, including 1,500 hospitals, have signed a pledge to become part of the Partnership for Patients. This has the potential to save up to $10 billion for Medicare through 2013.
Learn more about Health CareToday’s Health Care Court Cases
Posted by on May 10, 2011 at 8:40 AM EDTToday, judges of the United States Court of Appeals for the Fourth Circuit in Virginia will hear arguments in two cases challenging the constitutionality of the Affordable Care Act. In the first case – Liberty University v. Geithner – a district judge previously found that the law was constitutional. In the second case – Commonwealth of Virginia v. Kathleen Sebelius – a different district judge issued a very narrow ruling on the constitutionality of the health reform law’s “individual responsibility” provision but upheld the rest of the law. Both cases are today being argued on appeal.
We’re confident that the Affordable Care Act is constitutional. Already, two additional judges have found the law to be constitutional. And the facts are on our side.
- Those who claim that the “individual responsibility” provision exceeds Congress’ power to regulate interstate commerce because it penalizes “inactivity” are simply wrong. Individuals who choose to go without health insurance are actively making an economic decision that affects all of us.
- A new report released today from the Department of Health and Human Services makes clear that those without insurance struggle to pay for health care. According to the report, uninsured people cannot pay the full cost of 88 percent of their hospital bills. Even the uninsured with the greatest income and assets cannot fully pay for half of their hospital bills.
When people without insurance obtain health care they cannot pay for, those with insurance and taxpayers are often left to pick up the tab.
The Affordable Care Act requires everyone who can afford it to carry some form of health insurance.
- For the 83% of Americans who have coverage and who are already taking responsibility for their health care, the Affordable Care Act will help insurance premiums to decrease over time.
- Only those who are able to pay for health insurance will be responsible for obtaining it.
- The Congressional Budget Office estimated that only 1 percent of all Americans would pay a penalty for not having health insurance in 2016.
To lower the cost of health care for everyone, we have to stop making those who act responsibly pick up the health care tab for those who don’t – and that means we need everyone to be a part of the health insurance marketplace. Bringing everyone into the system will also enable us to finally ban discrimination against individuals with pre-existing conditions. Without the individual responsibility provision, people could wait until they’re sick or injured to apply for coverage since insurance companies could no longer say no or charge more. That would lead to double digit premiums increases – up to 20% – for everyone in the individual insurance market.
We are confident the various cases regarding the law will be decided quickly, long before the law is scheduled to be fully implemented. And we are confident we will prevail.
Learn more about Health CareLearning From Our Global HIV/AIDS Programs
Posted by on May 9, 2011 at 3:23 PM EDTLast week, I was in Johannesburg, South Africa, where I attended the annual meeting of the President’s Emergency Plan for AIDS Relief. Known as PEPFAR, this is the United States global HIV/AIDS program that was established by President Bush. PEPFAR has been continued and strongly supported by President Obama. The focus of this Administration has been to move the program from an emergency response to a sustainable, long-term effort that builds the capacity of host countries to take the lead in responding their HIV epidemics. Indeed, in 2009, President Obama announced his Global Health Initiative (GHI) that acknowledges the enormous success of PEPFAR and seeks to build on this effort by strengthening health systems to tackle other health problems.
It is humbling and exciting to be with this group of committed Americans and host country partners. The American people should be proud of the fact that we are leading the response to the global pandemic and our work is literally saving the lives of millions of people around the world. A couple of statistics caught my ear. Through PEPFAR, 385,000 infants have been born HIV-free who otherwise would have been born with the virus. More than 100,000 of these births have been in the last year alone. The PEPFAR program is currently supporting more than 3.2 million people on anti-retroviral therapy, an amazing achievement for a program that is only 7 years old. What an enormous achievement! I could cite facts and figures for days, but the most meaningful way to see the impact of our efforts is to visit the clinics and programs that the US government is supporting. With CDC Director Dr. Tom Frieden, I visited a local clinic and a hospital in Tembisa, a community outside of Johannesburg that is home to two million people. I also visited Helen Joseph Hospital in Johannesburg, a research hospital and one of the largest HIV treating hospitals in South Africa, as well as Nazareth House, a Catholic institution that cares for children orphaned by HIV. It is hard to describe the feeling of seeing hundreds and hundreds of people living with HIV, many of whom are on HIV treatment, and to hear them thank PEPFAR and the American people for helping to keep them alive.
I came here hoping to learn lessons from Africa and other parts of the world to apply to the domestic epidemic. There are lots of lessons as we work to implement the National HIV/AIDS Strategy. What I found is that PEPFAR is grappling with so many of the same issues. There has been a lot of talk about combination prevention. As with domestic HIV programs, there is concern here about the challenging fiscal environment—and this is leading everyone to ask if they are prioritizing the right programs and interventions to save as many lives as possible. Interestingly, there has been a lot of discussion about coordination among PEPFAR’s implementing agencies—State, CDC, USAID, Peace Corps, Department of Defense—and working with the host countries and their health systems. This mirrors the challenges and opportunities of coordinating CDC, CMS, HRSA, and HUD, as well as the challenges and opportunities working with state and local governments. I am not walking away with any magic solutions, but this meeting has given me a lot to think about… We definitely need to do more to integrate our domestic and global efforts.
As I left this meeting, I was energized by the committed people I met who are working so hard to achieve the vision similar to the U.S. National HIV/AIDS Strategy, but on a global scale.
Jeffrey S. Crowley is the Director of the Office of National AIDS Policy
Learn more about , Health CareThe Gift of Good Health on Mother’s Day
Posted by on May 8, 2011 at 3:08 PM EDTPregnant women and new mothers deserve more than just flowers this Mother’s Day. They deserve the precious gift of good health for themselves and their babies. That’s why today I’d like to celebrate the benefits of text4baby, a free, mobile health information service that offers useful tips timed to a woman’s due date or baby’s date of birth.
The beauty of text4baby is its simplicity. Text BABY (or BEBE in Spanish) to 511411, and receive three free SMS messages every week on important issues like nutrition, oral health, and immunization schedules. Text4baby also connects women to public clinics and support services for prenatal and infant care in their area.
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