Readout of the Vice President’s Call with Iraqi Prime Minister Haider al-Abadi

Vice President Biden spoke this morning with Iraqi Prime Minister Haider al-Abadi.  The Vice President congratulated Prime Minister Abadi on the selection and approval of seven new cabinet ministers, including new Ministers of Defense, Finance, and Interior.  For the first time since 2010, Iraq now has a full slate of national security ministers approved by the Council of Representatives.  The Prime Minister and Vice President discussed the work ahead, including steps to rebuild Iraq’s security forces and enlist all of Iraq’s communities in the fight against the Islamic State of Iraq and the Levant (ISIL).

Readout of the President’s Meeting on the Domestic Ebola Response

The President this afternoon convened a meeting with members of his national security and public health teams coordinating the whole-of-government response to Ebola. The President’s advisors updated him on the status of the contact tracing process to identify and, as necessary, monitor all individuals who may have come into contact with the Ebola patients in Dallas following their exposure. The team also discussed plans to augment resources available to state and local authorities in Dallas.  Specifically, in order to ensure the Dallas response is nimble and capable of leveraging effective coordination between the federal, state, and local levels—as well as with frontline healthcare workers—the administration, working closely with state and local officials, will support or designate the appointment of senior personnel to serve on the ground in Dallas. These officials include:

• An experienced Federal Emergency Management Agency (FEMA) coordinator to ensure all federal assistance is meeting the most urgent needs; and,
• A White House liaison to fulfill the President’s pledge to provide all necessary federal resources.

The President underscored that the domestic response to Ebola cases must be seamless at all levels, just as we continue to move forward expeditiously with a whole-of-government approach to counter the outbreak at its source in West Africa.

Participants:

• The Vice President
• Chuck Hagel, Secretary of Defense
• Sylvia Burwell, Secretary of Health and Human Services
• Jeh Johnson, Secretary of Homeland Security
• Denis McDonough, Chief of Staff
• Shaun Donovan, Director of the Office of Management and Budget
• John Podesta, Counselor to the President
• Susan Rice, National Security Advisor
• General Martin Dempsey, Chairman of the Joint Chiefs of Staff
• Samantha Power, Permanent U.S. Representative to the United Nations (via secure video conference)
• Dr. John Holdren, Director of the Office of Science and Technology Policy
• Dr. Thomas Frieden, Director of the Center for Disease Control and Prevention
• Lisa Monaco, Assistant to the President for Homeland Security and Counterterrorism
• Rajiv Shah, Administrator of the U.S. Agency for International Development
• Nancy Powell, State Department Ebola Coordinator
• Katie Beirne Fallon, Director of the Office of Legislative Affairs
• Jennifer Palmieri, Director of Communications
• Joshua Earnest, Press Secretary
• Suzanne George, Executive Secretary and Chief of Staff of the National Security Council
• Brian Egan, National Security Council Legal Advisor
• Rand Beers, Deputy Assistant to the President for Homeland Security

FACT SHEET: Safeguarding Consumers’ Financial Security

Today, the President is signing a new Executive Order directing the government to lead by example in securing transactions and sensitive data.  The new BuySecure Initiative will provide consumers with more tools to secure their financial future by assisting victims of identity theft, improving the Government’s payment security as a customer and a provider, and accelerating the transition to stronger security technologies and the development of next-generation payment security tools.

During remarks at the Consumer Financial Protection Bureau (CFPB), the President will highlight steps by his Administration and the private sector to improve security.  With over 100 million Americans falling victim to data breaches over the last year, and millions suffering from credit card fraud and identity crimes, there is a need to act — and to move our economy toward stronger, more secure technologies that better secure transactions and safeguard sensitive data.

While there is no silver bullet to guarantee data security, the President is signing an Executive Order to implement enhanced security measures, including securing credit, debit, and other payment cards with microchips in lieu of basic magnetic strips, and PINs, such as those standard on consumer ATM cards. He is calling on all stakeholders to join the Administration and a number of major corporations in driving the economy toward more secure standards to safeguard consumer finances and reduce their chances of becoming victims of identity theft — America’s fastest-growing crime.

Finally today, the President will announce the White House Summit on Cybersecurity and Consumer Protection later this year to promote partnership and innovation.  The Summit will bring together major stakeholders on consumer financial protection issues to discuss how all members of our financial system can work together to further protect American consumers and their financial data, now and in the future.

The President will also renew his call to Congress to enact overdue cybersecurity legislation that will help protect Americans — particularly by clarifying companies’ obligations when sensitive data is breached.

Leading by Example: Securing Payments Across the Economy

Federal Efforts to Transition to More Secure Payment Systems: Today, the Federal Government is making an enterprise-wide transition to more secure credit, debit, and other payment cards, as well as the retail payment terminals at government locations like the passport office, VA canteens, and national parks.  These new systems will, at a minimum, meet the global security standard of more secure microchips to store card numbers instead of unencrypted magnetic strips, and secure PIN functionality, like the kind featured on most ATM cards.  The goal is not just to ensure the security of doing retail business with the government, but also, through this increased demand, to help drive the market towards swifter adoption of stronger security standards.  Institutions like the United States Postal Service have already made this transition across tens of thousands of retail facilities across the country.

• Making Chip and PIN Cards the Standard for the Federal Government: These “chip and PIN” cards, which have cut down on payment fraud considerably in other countries, will become the standard for Federal Government programs like SmartPay® and Direct Express®. We are working with these programs to ensure that we begin a replacement program on January 1, 2015, and will, within the calendar year, issue over one million new, more secure government payment cards.
• Updating to Chip and PIN Card Terminals in Federal Agencies Processing Consumer Sales: Every Federal agency processing consumer sales will actively replace any prior-generation card retail payment card terminals to those with new chip and PIN security features under a plan issued by Department of the Treasury, which establishes requirements that federal agencies must follow when receiving credit and debit card payments when using Treasury’s collection system.

Building Public-Private Awareness About More Secure Authentication: In the next eighteen months, government agencies will ensure personal data digitally released by the government to citizens goes through multiple tests for authentication so that every citizen’s personal information is protected by the most secure methods possible, consistent with a plan the National Security Council Staff, Office of Science and Technology Policy, and Office of Management and Budget will present to the President.

Helping Americans Secure Their Good Name: Improving Resources to Identify and Remediate Identity Theft: Today, the President is also announcing new steps by the government to assist victims of identity theft, and commending actions by the private sector to help Americans stay on top of their financial health and security, through:

• Credit Score Transparency.  Under the leadership of the Consumer Financial Protection Bureau, a number of leaders in the financial services industry will be making credit scores more readily available to all Americans — improving consumers’ awareness of credit health, and helping them identify major shifts in their credit score, a key first sign of identity theft.
  • Beginning in January Citi, in partnership with FICO, will be making free credit scores available online to consumers with Citi branded credit cards —this score will be updated monthly and is the same score Citi Cards uses in lending decisions.
  • This announcement builds on work done by institutions like Discover, Barclaycard, Pentagon Federal Credit Union, and First National Bank of Omaha who, since implementing similar systems, have provided over 70 million Americans with access to their scores to track their credit health.
• Improving Identity Theft Resources.  The Department of Justice, Department of Commerce, and Social Security Administration are also working to make the fraud reporting process as easy as possible for Americans who have experienced credit card fraud.  Their goal is to, within two years, reduce by half the amount of time it takes consumers to remediate the average case of identity theft.  To do that, they will:
  • Streamline all necessary sources of information so that visitors to IdentityTheft.gov will be equipped with the resources they need to combat fraud, all in one place, and can more quickly resolve and remediate incidents of identity theft.
  • Build upon the IdentityTheft.gov platform, in partnership with credit bureaus, to develop a more user-friendly and accessible portal that helps digitally submit reports of fraud to multiple credit bureaus.
• Company Assistance.  Before year’s end, MasterCard will offer all its credit, debit, prepaid and small business card holders free, 24/7 identity theft resolution support and online identity monitoring services.

Enhanced Information Sharing:  Finally, to enhance companies’ and consumers’ ability to respond quickly to incidents of fraud, as they occur, the Department of Justice and Federal Bureau of Investigation will improve and coordinate efforts to regularly submit information about compromised accounts and other information to the National Cyber-Forensics and Training Alliance’s Internet Fraud Alert System.

Private Sector Action to Transition to More Secure Payment Technologies: The President has also called on industry to ensure that consumers know the security of their information is being taken seriously, and to empower citizens with more tools to help safeguard the data that matters most.  Some of the nation’s largest retailers, card issuers, payment networks, and banks are coming together to secure their own systems, and offer more secure options for their customers.  That’s why today, the President is commending private sector steps taken in that direction, including:

• American Express: In January 2015, American Express will launch a $10 million program to assist small business customers in upgrading their point of sale terminals.
• Home Depot: In addition to transitioning 85,000 point of sale terminals to support chip and PIN in stores, Home Depot has completed a major new payment security project that provides enhanced encryption of payment data at point of sale in the company’s U.S. stores.
•  Target: As of this month, Target has completed installation of chip and PIN readers in all its 1,801 stores.  Starting in early 2015, stores will begin accepting all chip-enabled cards and reissuing more than 20 million Target-brand chip and PIN enabled credit and debit cards.
•  Visa: Visa will invest more than $20 million to educate consumers and merchants on chip and other secure technologies, while also sending experts to 20 cities in a national public service campaign.
• Walgreens: As of today, Walgreens has chip and PIN readers in all its 8,200 stores, and starting in early 2015, stores will begin accepting cards with these upgraded features.
• Walmart: By November 1, 2014, all of the nearly 5,000 Walmart and Sam’s Club U.S. stores will have activated chip and PIN readers.

The Continued Need for Congress to Act on Data Breach and Cybersecurity Legislation: While President Obama and his Administration continue to take every possible step to secure our transactions and information, it remains clear that American businesses and consumers demand Congressional action. 

As the President outlined in his Cybersecurity Legislative Proposal and as was reiterated in the recent report to the President on Big Data, the current patchwork of laws governing a company’s obligations in the event of a data breach is unsustainable, and helps no one.

• Data Breach Legislation: Today we are calling on Congress to act with urgency on data breach legislation, to bring clarity to the expectations consumers should have when their data has been breached, and to steps companies must take to notify their customers of risks after such security breaches.
• Cybersecurity Legislation: We are also calling on Congress to pass meaningful cybersecurity legislation that will help the Government better protect Federal networks and legislation that appropriately balances the need for greater information sharing and strong protection for privacy and civil liberties — respecting the longstanding responsibilities of civilian and military agencies.

Readout of the President’s Call to Prime Minister Harper of Canada

President Obama spoke by phone today with Prime Minister Stephen Harper regarding the Ebola outbreak and the counter-ISIL campaign.   The President thanked Prime Minister Harper for Canada’s commitment to international efforts to combat Ebola.  The two leaders discussed the urgency of greater international action and ways the United States and Canada could collaborate further to halt the spread of the outbreak and growth of new cases in West Africa.

They also discussed developments in the campaign to degrade and ultimately destroy ISIL.  The President thanked Prime Minister Harper for Canada’s contribution of advisors to help train Iraqi forces as well as plans to deploy fighter jets, intelligence, surveillance and reconnaissance assets to support coalition airstrikes in Iraq against ISIL.  The President  updated Prime Minister Harper on recent developments and on the growing international coalition of some 60 nations committed to the effort against ISIL.